DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 0.67 | 0.72 | |
| Return on Sales (ROS) | % | 2.03 | 0.28 | 0.35 |
| Asset Turnover | revs | 0.89 | 0.58 | 0.58 |
| Financial Leverage | Times | 4.07 | 3.55 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 4,469.84 | 3,140.88 | 2,578.41 |
| Growth rate on direct written premium | % | -29.73 | -17.91 | |
| Net insurance premium | Billions | 3,920.84 | 2,885.08 | 2,530.65 |
| Sales | % | 44.24 | -26.42 | -12.29 |
| Claim ratio | % | 42.50 | 45.37 | 46.74 |
| Expense ratio | % | 63.95 | 61.71 | 59.48 |
| Combined ratio | % | 106.45 | 107.08 | 106.22 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 28.36 | 34.40 | |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 0.80 | 1.34 | 1.64 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.43 | 0.76 | 0.86 |