DUPONT

  Unit 2023 2024 2025
Return on Equity % 0.67 0.72
Return on Sales (ROS) % 2.03 0.28 0.35
Asset Turnover revs 0.89 0.58 0.58
Financial Leverage Times 4.07 3.55

Management Effectiveness

  Unit 2023 2024 2025
Direct written premium Billions 4,469.84 3,140.88 2,578.41
Growth rate on direct written premium % -29.73 -17.91
Net insurance premium Billions 3,920.84 2,885.08 2,530.65
Sales % 44.24 -26.42 -12.29
Claim ratio % 42.50 45.37 46.74
Expense ratio % 63.95 61.71 59.48
Combined ratio % 106.45 107.08 106.22

Asset Quality

  Unit 2023 2024 2025
Gross claims reserve To Direct written premium % 28.36 34.40
Total investment assets To Total assets %
Tỷ lệ tài sản thanh khoản cao/Tổng huy động Times 0.80 1.34 1.64
Total investment asset To Direct written premium Times
Short-term investments To Direct written premium Times 0.43 0.76 0.86