DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 11.63 | 11.48 | 11.69 |
| Return on Sales (ROS) | % | 7.10 | 6.79 | 6.75 |
| Asset Turnover | revs | 0.43 | 0.41 | 0.39 |
| Financial Leverage | Times | 3.78 | 4.16 | 4.39 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 4,023.44 | 4,396.51 | 4,618.89 |
| Growth rate on direct written premium | % | 6.66 | 9.27 | 5.06 |
| Net insurance premium | Billions | 3,226.16 | 3,418.36 | 3,639.36 |
| Sales | % | 5.06 | 5.96 | 6.47 |
| Claim ratio | % | 41.68 | 41.32 | 42.94 |
| Expense ratio | % | 53.24 | 54.00 | 52.14 |
| Combined ratio | % | 94.92 | 95.32 | 95.08 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 40.14 | 44.43 | 48.99 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.54 | 1.62 | 1.67 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.91 | 0.94 | 0.95 |