DUPONT
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Return on Equity | % | 11.01 | 11.63 | 11.48 |
| Return on Sales (ROS) | % | 6.63 | 7.10 | 6.79 |
| Asset Turnover | revs | 0.45 | 0.43 | 0.41 |
| Financial Leverage | Times | 3.65 | 3.78 | 4.16 |
Management Effectiveness
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Direct written premium | Billions | 3,772.21 | 4,023.44 | 4,396.51 |
| Growth rate on direct written premium | % | 12.80 | 6.66 | 9.27 |
| Net insurance premium | Billions | 3,070.86 | 3,226.16 | 3,418.36 |
| Sales | % | 1.11 | 5.06 | 5.96 |
| Claim ratio | % | 40.68 | 41.68 | 41.32 |
| Expense ratio | % | 53.23 | 53.24 | 54.00 |
| Combined ratio | % | 93.91 | 94.92 | 95.32 |
Asset Quality
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 47.51 | 40.14 | 44.43 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.48 | 1.54 | 1.62 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.82 | 0.91 | 0.94 |