|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,636,088
|
1,858,267
|
2,256,675
|
3,265,191
|
4,534,953
|
|
- Interest expense and similar expenses paid
|
-784,508
|
-783,896
|
-1,457,389
|
-2,791,885
|
-3,006,740
|
|
- Cash received from services provided
|
81,452
|
44,808
|
20,875
|
19,483
|
42,828
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
-58,758
|
69,681
|
-96,462
|
277,255
|
-2,328
|
|
- Other cash received
|
5,881
|
14,093
|
-37,410
|
42,815
|
3,320
|
|
- Cash received from absolved debts which were covered by risk provisions
|
85,717
|
228,005
|
260,844
|
7,144
|
76,341
|
|
- Cash paid to employees and administration actitivities
|
-272,458
|
-247,437
|
-318,647
|
-241,750
|
-209,685
|
|
- Income tax paid
|
-54,353
|
-62,037
|
-71,047
|
-79,585
|
-81,211
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
639,061
|
1,121,484
|
557,439
|
498,668
|
1,357,478
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
918,365
|
-2,696,549
|
2,904,450
|
|
0
|
|
- Increase/(Decrease) in trading securities and securities investment
|
567,260
|
2,957,402
|
1,590,176
|
396,953
|
-1,131,639
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
0
|
|
-116,840
|
116,840
|
|
- Increase/(Decrease) in loans and advances to customers
|
-2,155,642
|
-4,820,169
|
-7,502,594
|
-9,200,840
|
-13,249,594
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-288,596
|
-528,719
|
-186,248
|
-370,421
|
-609,584
|
|
- Increase/(Decrease) in other operating assets
|
-117,880
|
-1,165,462
|
-1,568,654
|
3,237,364
|
-1,403,724
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
0
|
0
|
|
0
|
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
3,688,073
|
-1,498,131
|
3,595,660
|
-4,151,129
|
822,533
|
|
- Increase/(Decrease) in deposits from customers
|
2,130,571
|
-2,235,055
|
-401,635
|
-1,134,795
|
7,209,186
|
|
- Increase/(Decrease) in valuapapers issued
|
490,000
|
5,560,000
|
4,194,000
|
7,167,000
|
1,135,000
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
170,172
|
1,172,506
|
1,720,112
|
595,067
|
571,274
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
13,371
|
-13,371
|
164,717
|
|
- Increase/(Decrease) in other operating liabilities
|
-6,388
|
43,211
|
32,170
|
-40,162
|
21,521
|
|
- Cash paid from funds of credit institution
|
-10,830
|
-7,908
|
-7,909
|
-89,959
|
-6,597
|
|
Net cash flows from operating activities
|
6,024,166
|
-2,097,390
|
4,940,338
|
-3,222,465
|
-5,002,589
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
|
|
|
|
- Purchase of fixed assets
|
-1,858
|
-23,739
|
-6,677
|
-9,855
|
-4,942
|
|
- Proceeds from disposal of fix assets
|
0
|
0
|
|
403,000
|
90
|
|
- Payment on disposal of fixed assets
|
0
|
0
|
|
-858,971
|
0
|
|
- Purchase of investment properties
|
0
|
0
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
0
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
|
|
0
|
|
- Investment in other entities
|
0
|
-591,206
|
-13,733
|
|
-1,207,454
|
|
- Proceeds from disinvestment in other entities
|
32,448
|
48,900
|
641,488
|
|
331,851
|
|
- Dividends and interest received
|
4,590
|
9,268
|
11,117
|
6,255
|
15,204
|
|
Net cash flows from investment activities
|
35,180
|
-556,777
|
632,195
|
-459,571
|
-865,251
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
149,813
|
0
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
|
3,882,405
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
|
|
|
|
- Dividends paid
|
-151,145
|
-1,952
|
-1,653
|
-2,302
|
-1,740
|
|
- Purchase treasury shares
|
0
|
0
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
|
|
|
|
Net cash flows from financing activities
|
-1,332
|
-1,952
|
-1,653
|
3,880,103
|
-1,740
|
|
IV. Net cash flows of the year
|
6,058,014
|
-2,656,119
|
5,570,880
|
198,067
|
-5,869,580
|
|
V. Cash and cash equivalents at the beginning of year
|
2,092,036
|
8,150,050
|
5,493,931
|
11,064,811
|
11,262,878
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
8,150,050
|
5,493,931
|
11,064,811
|
11,262,878
|
5,393,298
|
