Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 11,640,715 14,067,732 18,510,904 17,954,213 21,118,346
Interest and similar expenses -5,954,516 -7,120,149 -11,220,252 -9,347,544 -11,869,499
Net interest income 5,686,199 6,947,583 7,290,652 8,606,669 9,248,846
Fee and commission income 867,740 1,124,580 997,504 405,819 1,235,727
Fee and commision expenses -83,240 -110,406 -115,441 -142,483 -225,127
Net fee and commission income 784,501 1,014,174 882,063 930,981 1,010,600
Net gain from dealing in foreign curriencies and gold 99,733 145,134 389,065 310,954 216,276
Net gain from trading of trading securities 203,205 -77,265 1,496 2,250 -45,400
Net gain from disposal of investment securities 1,744,619 -140,196 646,562 -188,422 -228,916
Other incomes 563,512 783,662 2,978,406 2,229,006 1,651,229
Other expenses -162,614 -139,520 -2,663,104 -1,822,356 -239,487
Net other income 400,898 644,141 315,302 406,651 1,411,742
Income from investment in other entities 0 0 0 0 373
General and administration expenses -2,402,924 -3,076,802 -3,171,425 -3,803,761 -4,202,871
Operating profit before provision for credit losses 6,516,229 5,456,769 6,353,715 6,265,322 7,410,650
Provision for credit losses -997,677 -1,067,461 -1,126,614 -2,259,026 -2,364,748
Profit before tax 5,518,553 4,389,308 5,227,101 4,006,296 5,045,902
Business income tax - current -1,113,594 -879,561 -1,048,597 -832,224 -1,026,202
Business income tax - deferred 0 0 9,155
Business income tax -1,113,594 -879,561 -1,048,597 -832,224 -1,017,047
Net profit after tax 4,404,959 3,509,746 4,178,504 3,174,072 4,028,855
Benefits of minority shareholader 0
Profit after corporate income taxes 4,404,959 3,509,746 4,178,504 3,174,072 4,028,855
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Basic EPS
Diluted EPS