DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 15.36 | 12.66 | 14.15 |
| Return on Sales (ROS) | % | 12.20 | 9.51 | 10.43 |
| Asset Turnover | revs | 0.51 | 0.50 | 0.51 |
| Financial Leverage | Times | 2.47 | 2.68 | 2.64 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 1,998.11 | 2,301.31 | 2,627.02 |
| Growth rate on direct written premium | % | -5.67 | 15.17 | 14.15 |
| Net insurance premium | Billions | 2,018.42 | 2,153.28 | 2,452.66 |
| Sales | % | 4.78 | 6.68 | 13.90 |
| Claim ratio | % | 33.36 | 34.48 | 33.18 |
| Expense ratio | % | 59.92 | 60.61 | 60.39 |
| Combined ratio | % | 93.28 | 95.09 | 93.57 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 12.80 | 19.51 | 20.23 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.89 | 1.82 | 1.76 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 1.50 | 1.37 | 1.35 |