DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 2.77 | 1.03 | 2.71 |
| Return on Sales (ROS) | % | 1.53 | 0.48 | 1.00 |
| Asset Turnover | revs | 0.50 | 0.46 | 0.53 |
| Financial Leverage | Times | 3.62 | 4.61 | 5.14 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 2,547.25 | 2,894.89 | 4,181.64 |
| Growth rate on direct written premium | % | -9.42 | 13.65 | 44.45 |
| Net insurance premium | Billions | 1,999.62 | 2,356.14 | 3,094.94 |
| Sales | % | -14.10 | 17.83 | 31.36 |
| Claim ratio | % | 29.79 | 33.50 | 32.86 |
| Expense ratio | % | 77.66 | 72.02 | 70.71 |
| Combined ratio | % | 107.45 | 105.53 | 103.57 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 18.30 | 38.76 | 25.57 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.47 | 1.67 | 1.08 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.51 | 0.88 | 0.45 |