DUPONT
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Return on Equity | % | 11.84 | 12.26 | 8.42 |
| Return on Sales (ROS) | % | 6.50 | 6.97 | 4.64 |
| Asset Turnover | revs | 0.65 | 0.67 | 0.69 |
| Financial Leverage | Times | 2.80 | 2.62 | 2.64 |
Management Effectiveness
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Direct written premium | Billions | 5,398.97 | 5,559.73 | 5,960.68 |
| Growth rate on direct written premium | % | -45.17 | 2.98 | 7.21 |
| Net insurance premium | Billions | 4,495.19 | 4,720.69 | 5,122.75 |
| Sales | % | -46.03 | 5.02 | 8.52 |
| Claim ratio | % | 27.80 | 34.43 | 32.28 |
| Expense ratio | % | 68.72 | 63.84 | 66.67 |
| Combined ratio | % | 96.53 | 98.26 | 98.95 |
Asset Quality
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 21.32 | 15.18 | 23.48 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.14 | 1.13 | 1.08 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.61 | 0.59 | 0.55 |