DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 12.26 | 8.42 | 17.41 |
| Return on Sales (ROS) | % | 6.97 | 4.64 | 5.50 |
| Asset Turnover | revs | 0.67 | 0.69 | 1.25 |
| Financial Leverage | Times | 2.62 | 2.64 | 2.54 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 5,559.73 | 5,960.68 | 10,505.60 |
| Growth rate on direct written premium | % | 2.98 | 7.21 | 76.25 |
| Net insurance premium | Billions | 4,720.69 | 5,122.75 | 9,382.23 |
| Sales | % | 5.02 | 8.52 | 83.15 |
| Claim ratio | % | 34.43 | 32.28 | 29.93 |
| Expense ratio | % | 63.84 | 66.67 | 67.55 |
| Combined ratio | % | 98.26 | 98.95 | 97.48 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 15.18 | 23.48 | 10.10 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.13 | 1.08 | 0.62 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.59 | 0.55 | 0.33 |