DUPONT
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Return on Equity | % | 8.38 | 13.45 | 11.15 |
| Return on Sales (ROS) | % | 4.22 | 7.81 | 6.55 |
| Asset Turnover | revs | 0.44 | 0.41 | 0.37 |
| Financial Leverage | Times | 4.49 | 4.23 | 4.60 |
Management Effectiveness
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Direct written premium | Billions | 5,203.84 | 4,678.40 | 5,017.24 |
| Growth rate on direct written premium | % | 32.20 | -10.10 | 7.24 |
| Net insurance premium | Billions | 3,773.40 | 3,593.87 | 3,640.83 |
| Sales | % | 41.40 | -4.76 | 1.31 |
| Claim ratio | % | 27.01 | 23.87 | 20.28 |
| Expense ratio | % | 72.01 | 74.61 | 79.68 |
| Combined ratio | % | 99.02 | 98.48 | 99.96 |
Asset Quality
| Unit | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 20.50 | 18.99 | 29.47 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.20 | 1.71 | 1.82 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.35 | 0.75 | 0.82 |