DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 13.45 | 11.15 | 12.32 |
| Return on Sales (ROS) | % | 7.81 | 6.55 | 7.99 |
| Asset Turnover | revs | 0.41 | 0.37 | 0.36 |
| Financial Leverage | Times | 4.23 | 4.60 | 4.28 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 4,678.40 | 5,017.24 | 5,414.27 |
| Growth rate on direct written premium | % | -10.10 | 7.24 | 7.91 |
| Net insurance premium | Billions | 3,593.87 | 3,640.83 | 4,067.79 |
| Sales | % | -4.76 | 1.31 | 11.73 |
| Claim ratio | % | 23.87 | 20.28 | 23.54 |
| Expense ratio | % | 74.61 | 79.68 | 75.50 |
| Combined ratio | % | 98.48 | 99.96 | 99.04 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 18.99 | 29.47 | 31.03 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.71 | 1.82 | 1.98 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.75 | 0.82 | 0.94 |