DUPONT
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 3.36 | 4.70 | 0.66 |
| Return on Sales (ROS) | % | 8.57 | 12.99 | 1.51 |
| Asset Turnover | revs | 0.09 | 0.09 | 0.10 |
| Financial Leverage | Times | 4.21 | 4.07 | 4.28 |
Management Effectiveness
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 1,362.61 | 1,201.27 | 1,580.91 |
| Growth rate on direct written premium | % | 7.34 | -11.84 | 31.60 |
| Net insurance premium | Billions | 981.04 | 947.83 | 1,146.89 |
| Sales | % | -1.11 | -3.38 | 21.00 |
| Claim ratio | % | 19.35 | 22.17 | 32.74 |
| Expense ratio | % | 79.32 | 72.99 | 75.03 |
| Combined ratio | % | 98.68 | 95.16 | 107.77 |
Asset Quality
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 98.30 | 112.84 | 106.29 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 7.33 | 8.42 | 6.78 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 3.49 | 3.94 | 3.22 |