DUPONT
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 4.03 | 3.36 | 4.70 |
| Return on Sales (ROS) | % | 10.13 | 8.57 | 12.99 |
| Asset Turnover | revs | 0.10 | 0.09 | 0.09 |
| Financial Leverage | Times | 4.10 | 4.21 | 4.07 |
Management Effectiveness
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 1,269.48 | 1,362.61 | 1,201.27 |
| Growth rate on direct written premium | % | -5.57 | 7.34 | -11.84 |
| Net insurance premium | Billions | 992.03 | 981.04 | 947.83 |
| Sales | % | -5.66 | -1.11 | -3.38 |
| Claim ratio | % | 18.36 | 19.35 | 22.17 |
| Expense ratio | % | 74.65 | 79.32 | 72.99 |
| Combined ratio | % | 93.01 | 98.68 | 95.16 |
Asset Quality
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 112.75 | 98.30 | 112.84 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 7.60 | 7.33 | 8.42 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 3.36 | 3.49 | 3.94 |