DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 12.24 | 13.59 | 10.93 |
| Return on Sales (ROS) | % | 5.17 | 8.33 | 8.94 |
| Asset Turnover | revs | 0.59 | 0.46 | 0.39 |
| Financial Leverage | Times | 4.03 | 3.54 | 3.12 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 5,076.71 | 4,016.11 | 3,757.89 |
| Growth rate on direct written premium | % | -18.98 | -20.89 | -6.43 |
| Net insurance premium | Billions | 4,878.34 | 3,891.07 | 3,259.45 |
| Sales | % | -5.33 | -20.24 | -16.23 |
| Claim ratio | % | 45.60 | 42.98 | 35.46 |
| Expense ratio | % | 52.30 | 50.96 | 58.31 |
| Combined ratio | % | 97.90 | 93.94 | 93.77 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 32.05 | 48.57 | 43.80 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.37 | 1.68 | 2.03 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 0.47 | 0.91 | 1.05 |