DUPONT
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 3.50 | 2.88 | 2.22 |
| Return on Sales (ROS) | % | 11.15 | 9.88 | 7.01 |
| Asset Turnover | revs | 0.09 | 0.09 | 0.10 |
| Financial Leverage | Times | 3.38 | 3.21 | 3.12 |
Management Effectiveness
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 891.77 | 831.60 | 981.96 |
| Growth rate on direct written premium | % | -15.74 | -6.75 | 18.08 |
| Net insurance premium | Billions | 797.78 | 759.20 | 845.52 |
| Sales | % | -7.58 | -4.84 | 11.37 |
| Claim ratio | % | 32.31 | 57.60 | 39.02 |
| Expense ratio | % | 55.14 | 39.83 | 55.50 |
| Combined ratio | % | 87.45 | 97.43 | 94.52 |
Asset Quality
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 198.91 | 201.59 | 167.63 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 6.73 | 8.76 | 7.78 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 2.79 | 5.04 | 4.02 |