|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
11,407,201
|
10,209,053
|
13,219,183
|
16,726,536
|
18,910,323
|
|
- Interest expense and similar expenses paid
|
-5,747,173
|
-4,069,141
|
-4,282,479
|
-8,202,883
|
-9,420,255
|
|
- Cash received from services provided
|
821,472
|
2,873,090
|
1,106,784
|
1,564,653
|
1,292,558
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
845,853
|
1,094,564
|
1,671,342
|
1,551,505
|
1,346,695
|
|
- Other cash received
|
-265,190
|
-682,252
|
-1,491,064
|
-962,895
|
-977,759
|
|
- Cash received from absolved debts which were covered by risk provisions
|
471,329
|
807,680
|
448,922
|
169,516
|
1,341,826
|
|
- Cash paid to employees and administration actitivities
|
-2,558,239
|
-2,854,006
|
-3,844,731
|
-3,819,039
|
-4,362,140
|
|
- Income tax paid
|
-398,922
|
-990,807
|
-573,278
|
-1,403,506
|
-1,224,944
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
4,576,331
|
6,388,181
|
6,254,679
|
5,623,887
|
6,906,304
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
114,027
|
-11,455,330
|
3,652,782
|
114,974
|
3,078,821
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-9,857,848
|
7,587,931
|
17,302,758
|
-6,903,477
|
-27,707,292
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
0
|
-446,344
|
446,344
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-15,740,617
|
-22,222,029
|
-19,082,631
|
-28,504,837
|
-29,133,105
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,349,952
|
-1,966,786
|
-912,142
|
-738,829
|
-1,407,413
|
|
- Increase/(Decrease) in other operating assets
|
-1,765,845
|
3,642,818
|
-48,918
|
3,872,887
|
3,823,227
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-3,307
|
996,520
|
-2,693
|
-2,027
|
8,190,986
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
9,007,863
|
12,009,880
|
-17,661,444
|
35,179,354
|
6,665,006
|
|
- Increase/(Decrease) in deposits from customers
|
6,637,546
|
7,421,611
|
22,504,361
|
15,229,350
|
22,262,320
|
|
- Increase/(Decrease) in valuapapers issued
|
2,738,693
|
1,411,066
|
-1,443,026
|
-2,608,098
|
12,219,181
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
0
|
0
|
|
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
44,614
|
24,802
|
-76,833
|
263,356
|
466,772
|
|
- Increase/(Decrease) in other operating liabilities
|
-621,570
|
-3,156,566
|
687,838
|
12,298
|
-1,186,529
|
|
- Cash paid from funds of credit institution
|
-715
|
-178
|
|
|
-32
|
|
Net cash flows from operating activities
|
-6,220,780
|
681,920
|
10,728,387
|
21,985,182
|
4,178,246
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
|
|
|
|
- Purchase of fixed assets
|
-87,514
|
-100,466
|
-174,712
|
-120,062
|
-149,963
|
|
- Proceeds from disposal of fix assets
|
2,851
|
3,390
|
1,762
|
503
|
42,107
|
|
- Payment on disposal of fixed assets
|
-15
|
0
|
|
|
-1
|
|
- Purchase of investment properties
|
0
|
0
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
0
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
|
|
|
|
- Investment in other entities
|
0
|
0
|
|
|
-7,014
|
|
- Proceeds from disinvestment in other entities
|
194,522
|
291,815
|
|
|
|
|
- Dividends and interest received
|
189
|
0
|
880
|
1,631
|
|
|
Net cash flows from investment activities
|
110,033
|
194,739
|
-172,070
|
-117,928
|
-114,871
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
3,525,025
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
|
|
|
|
- Dividends paid
|
0
|
0
|
|
|
|
|
- Purchase treasury shares
|
0
|
0
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
1,132,366
|
|
|
|
|
Net cash flows from financing activities
|
0
|
4,657,391
|
|
|
|
|
IV. Net cash flows of the year
|
-6,110,747
|
5,534,050
|
10,556,317
|
21,867,254
|
4,063,375
|
|
V. Cash and cash equivalents at the beginning of year
|
24,896,661
|
18,785,916
|
24,489,966
|
35,046,283
|
56,913,537
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
18,785,916
|
24,319,966
|
35,046,283
|
56,913,537
|
60,976,912
|
