Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 10,338,591 13,252,116 18,951,085 18,681,257 21,601,251
Interest and similar expenses -4,122,347 -4,930,324 -9,762,570 -8,438,193 -10,653,757
Net interest income 6,216,244 8,321,792 9,188,515 10,243,064 10,947,494
Fee and commission income 3,248,450 1,605,102 2,017,973 1,834,793 2,377,357
Fee and commision expenses -375,008 -492,637 -420,948 -480,738 -624,493
Net fee and commission income 2,873,442 1,112,465 1,597,025 1,354,055 1,752,864
Net gain from dealing in foreign curriencies and gold 382,764 1,000,441 1,072,237 1,055,874 844,989
Net gain from trading of trading securities 2,030 -2,029 -12,705 -478 -74
Net gain from disposal of investment securities 349,635 683,122 511,812 273,491 -76,632
Other incomes 1,254,833 926,780 610,169 1,869,859 608,354
Other expenses -592,243 -1,349,776 -679,689 -577,625 -32,501
Net other income 662,590 -422,996 -69,520 1,292,234 575,853
Income from investment in other entities 101,536 880 1,631 0 0
General and administration expenses -3,931,916 -4,427,963 -4,812,331 -5,229,935 -5,067,703
Operating profit before provision for credit losses 6,656,325 6,265,712 7,476,664 8,988,305 8,976,791
Provision for credit losses -1,567,866 -478,507 -1,646,754 -2,084,463 -1,918,417
Profit before tax 5,088,459 5,787,205 5,829,910 6,903,842 7,058,374
Business income tax - current -1,053,738 -1,170,979 -1,185,645 -1,384,465 -1,429,854
Business income tax - deferred 15 -11 -50
Business income tax -1,053,723 -1,170,990 -1,185,695 -1,384,465 -1,429,854
Net profit after tax 4,034,736 4,616,215 4,644,215 5,519,377 5,628,520
Benefits of minority shareholader 0
Profit after corporate income taxes 4,034,736 4,616,215 4,644,215 5,519,377 5,628,520
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Diluted EPS