|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
5,012,087
|
5,514,589
|
5,759,381
|
5,198,645
|
6,816,079
|
|
- Interest expense and similar expenses paid
|
-2,559,753
|
-3,666,099
|
-2,714,375
|
-2,578,868
|
-3,468,014
|
|
- Cash received from services provided
|
202,524
|
184,646
|
290,719
|
357,775
|
395,352
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
3,016
|
49,628
|
-38,126
|
62,019
|
35,902
|
|
- Other cash received
|
-2,557
|
62,587
|
216,460
|
32,461
|
75,073
|
|
- Cash received from absolved debts which were covered by risk provisions
|
165,660
|
197,181
|
693,614
|
79,203
|
180,385
|
|
- Cash paid to employees and administration actitivities
|
-912,445
|
-951,051
|
-1,000,919
|
-1,152,964
|
-955,125
|
|
- Income tax paid
|
-177,307
|
-218,719
|
-6,316
|
-623,877
|
-266,120
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
1,731,226
|
1,172,762
|
3,200,438
|
1,374,394
|
2,813,533
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
|
0
|
|
|
-890,273
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-1,096,863
|
5,510,991
|
-4,053,104
|
-1,723,795
|
483,427
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
0
|
-88,477
|
88,477
|
-102,055
|
|
- Increase/(Decrease) in loans and advances to customers
|
-10,859,901
|
-9,264,660
|
-4,261,238
|
-5,523,043
|
-15,438,537
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-417,732
|
0
|
-396,782
|
-63,959
|
-305,605
|
|
- Increase/(Decrease) in other operating assets
|
-79,251
|
401,091
|
1,166,032
|
-267,571
|
-164,839
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
659,139
|
2,197,754
|
3,193,906
|
-1,924,996
|
2,598,507
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
13,807,784
|
2,531,146
|
1,212,282
|
10,267,052
|
295,990
|
|
- Increase/(Decrease) in deposits from customers
|
2,785,796
|
1,298,839
|
-5,208,864
|
8,653,552
|
1,011,968
|
|
- Increase/(Decrease) in valuapapers issued
|
6,203,044
|
1,596,200
|
6,002,100
|
1,657,400
|
1,241,000
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-139,036
|
268,388
|
167,579
|
1,014,336
|
790,292
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-277,815
|
-223,445
|
-160,196
|
151,948
|
-151,948
|
|
- Increase/(Decrease) in other operating liabilities
|
2,874
|
-417,184
|
400,372
|
-506,325
|
67,788
|
|
- Cash paid from funds of credit institution
|
-403
|
-3,000
|
-140
|
-3,000
|
-10,181
|
|
Net cash flows from operating activities
|
12,318,861
|
5,068,881
|
1,173,908
|
13,194,471
|
-7,760,933
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
0
|
|
|
|
|
- Purchase of fixed assets
|
-117,622
|
-54,598
|
-24,281
|
-12,952
|
-132,012
|
|
- Proceeds from disposal of fix assets
|
132
|
1,294
|
40,696
|
1,904
|
11
|
|
- Payment on disposal of fixed assets
|
|
0
|
|
|
|
|
- Purchase of investment properties
|
|
0
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
0
|
|
|
|
|
- Payment on disposal of investment properties
|
|
0
|
|
|
|
|
- Investment in other entities
|
|
0
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
0
|
|
|
|
|
- Dividends and interest received
|
|
317
|
55
|
|
|
|
Net cash flows from investment activities
|
-117,490
|
-52,987
|
16,471
|
-11,048
|
-132,001
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
0
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
0
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
0
|
|
|
|
|
- Dividends paid
|
|
-1,712,783
|
-1,266
|
-230
|
-217
|
|
- Purchase treasury shares
|
|
0
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
0
|
|
|
|
|
Net cash flows from financing activities
|
|
-1,712,783
|
-1,266
|
-230
|
-217
|
|
IV. Net cash flows of the year
|
12,201,370
|
3,303,111
|
1,189,113
|
13,183,194
|
-7,893,151
|
|
V. Cash and cash equivalents at the beginning of year
|
40,306,324
|
52,470,675
|
55,806,019
|
56,995,200
|
70,179,232
|
|
VI. Effect of foreign exchange differences
|
-37,019
|
32,234
|
68
|
838
|
-11,264
|
|
VII. Cash and cash equivalents at the end of year
|
52,470,675
|
55,806,019
|
56,995,200
|
70,179,232
|
62,274,817
|
