Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 35,503,251 44,752,636 56,707,759 60,089,462 68,017,450
Interest and similar expenses -8,804,638 -14,462,861 -29,016,639 -24,581,499 -29,862,359
Net interest income 26,698,613 30,289,775 27,691,120 35,507,963 38,155,091
Fee and commission income 8,258,558 10,840,337 11,378,085 10,961,642 12,526,963
Fee and commision expenses -1,857,254 -2,312,843 -2,663,188 -2,919,394 -3,754,968
Net fee and commission income 6,382,240 8,527,494 8,714,897 8,042,248 8,771,995
Net gain from dealing in foreign curriencies and gold 231,450 -275,063 195,750 592,556 1,642,201
Net gain from trading of trading securities 152,305 -241,845 64,620 81,301 51,974
Net gain from disposal of investment securities 1,804,408 425,553 925,833 2,359,057 2,846,321
Other incomes 4,343,731 4,511,303 6,459,694 9,324,928 6,426,334
Other expenses -2,540,485 -2,332,574 -4,025,578 -8,982,217 -4,541,992
Net other income 1,803,246 2,178,729 2,434,116 342,711 1,884,342
Income from investment in other entities 4,063 8,791 34,756 64,561 39,201
General and administration expenses -11,173,346 -13,409,372 -13,251,796 -15,369,735 -16,432,434
Operating profit before provision for credit losses 25,902,979 27,504,062 26,809,296 31,620,662 36,958,691
Provision for credit losses -2,664,603 -1,936,294 -3,921,068 -4,082,294 -4,420,625
Profit before tax 23,238,376 25,567,768 22,888,228 27,538,368 32,538,066
Business income tax - current -4,839,629 -5,174,932 -4,706,721 -5,787,711 -6,544,225
Business income tax - deferred 0 43,590 9,359 9,447 -39,369
Business income tax -4,839,629 -5,131,342 -4,697,362 -5,778,264 -6,583,594
Net profit after tax 18,398,747 20,436,426 18,190,866 21,760,104 25,954,472
Benefits of minority shareholader 361,062 286,049 187,064 237,176 664,242
Profit after corporate income taxes 18,037,685 20,150,377 18,003,802 21,522,928 25,290,230
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