|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
307,635
|
310,247
|
302,390
|
330,714
|
361,116
|
|
II. Balances with the State Bank of Vietnam
|
1,186,591
|
1,015,522
|
578,340
|
1,130,892
|
589,719
|
|
III. TreasuryBill
|
|
|
|
|
0
|
|
IV. Placements with and loans to other credit institutions
|
17,693,488
|
18,646,826
|
19,874,445
|
22,327,707
|
18,851,484
|
|
1. Cash and gold deposits at other credit institutions
|
12,303,488
|
14,256,826
|
15,574,445
|
19,627,707
|
15,951,484
|
|
2. Loans to other credit istitutions
|
5,390,000
|
4,390,000
|
4,300,000
|
2,700,000
|
2,900,000
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
|
|
|
1. Trading securities
|
|
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
|
|
VI. Derivatives and other financial assets
|
|
|
8,934
|
201,725
|
0
|
|
VII. Loans and advances to customers
|
84,104,940
|
86,563,862
|
85,811,150
|
87,680,915
|
89,679,978
|
|
1. Loans and advances to customers
|
84,910,468
|
87,421,681
|
86,830,861
|
88,741,516
|
90,752,672
|
|
2. Provision for losses on loans and advances to customers
|
-805,528
|
-857,819
|
-1,019,711
|
-1,060,601
|
-1,072,694
|
|
VIII. Investment securities
|
17,780,619
|
18,759,424
|
17,743,438
|
19,193,831
|
22,670,041
|
|
1. Available - for - sales securities
|
17,794,692
|
18,773,497
|
17,757,511
|
19,193,831
|
22,670,041
|
|
2. Held - to - maturity securities
|
|
|
|
|
|
|
3. Provision for diminution in value of investment securities
|
-14,073
|
-14,073
|
-14,073
|
|
|
|
IX. Investment in other entities and long-term investments
|
82,610
|
75,982
|
75,982
|
68,513
|
68,513
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
82,610
|
82,610
|
82,610
|
83,610
|
83,610
|
|
5. Provision for diminution in value of long-term investment
|
|
-6,628
|
-6,628
|
-15,097
|
-15,097
|
|
X. Fixed assets
|
228,532
|
219,645
|
212,339
|
476,767
|
474,447
|
|
1. Tangible fixed assets
|
74,575
|
70,192
|
67,380
|
328,463
|
327,936
|
|
- Cost
|
319,125
|
317,153
|
318,760
|
583,536
|
588,510
|
|
- Accumulated depreciation
|
-244,550
|
-246,961
|
-251,380
|
-255,074
|
-260,574
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
153,957
|
149,454
|
144,959
|
148,304
|
146,511
|
|
- Cost
|
270,526
|
270,620
|
270,676
|
277,821
|
279,782
|
|
- Accumulated depreciation
|
-116,569
|
-121,167
|
-125,717
|
-129,517
|
-133,271
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
7,662,029
|
8,360,295
|
10,006,730
|
9,074,997
|
9,694,943
|
|
1. Receivables
|
1,908,015
|
1,560,290
|
2,852,627
|
3,596,203
|
1,867,212
|
|
2. Interests and fee receivables
|
4,803,118
|
5,723,797
|
6,171,428
|
4,837,421
|
6,816,239
|
|
3. Deferred income tax assets
|
|
|
|
|
|
|
4. Other assets
|
1,318,907
|
1,396,620
|
1,284,704
|
903,401
|
1,273,521
|
|
- In which: Good will
|
|
|
|
|
|
|
5. Provision for losses on other assets
|
-368,011
|
-320,411
|
-302,029
|
-262,029
|
-262,029
|
|
TOTAL ASSETS
|
129,046,444
|
133,951,804
|
134,613,747
|
140,486,060
|
142,390,241
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
142,390,241
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
5,084,004
|
5,113,661
|
4,939,249
|
4,735,943
|
4,556,163
|
|
II. Deposits and borrowings from other credit institutions
|
15,189,916
|
17,445,299
|
14,981,881
|
19,388,849
|
17,119,817
|
|
1. Deposits form other credit institutions
|
13,162,055
|
15,023,411
|
14,454,822
|
18,731,446
|
16,436,822
|
|
2. Borrowings form other credit institutions
|
2,027,861
|
2,421,888
|
527,059
|
657,404
|
682,995
|
|
III. Depostis from customers
|
93,896,377
|
95,784,768
|
97,984,432
|
99,079,938
|
102,351,029
|
|
IV. Derivatives and other debts
|
470
|
966
|
|
|
14,932
|
|
V. Funds received from Government, international and other institutions
|
|
|
3,000
|
20,320
|
29,888
|
|
VI. Certificate of deposits
|
3,550,000
|
4,100,000
|
5,100,000
|
4,958,831
|
5,458,831
|
|
VII. Other liabilities
|
2,173,817
|
2,081,895
|
1,914,401
|
2,165,218
|
2,289,638
|
|
1. Intersest and fee payables
|
1,487,929
|
1,465,059
|
1,341,533
|
1,395,698
|
1,667,541
|
|
2. Deferred income tax payables
|
|
|
|
|
|
|
3. Other payables
|
685,887
|
616,836
|
572,868
|
769,521
|
622,097
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
9,151,860
|
9,425,214
|
9,690,785
|
10,136,961
|
10,569,944
|
|
1. Capital
|
5,399,713
|
5,399,713
|
8,163,719
|
8,163,719
|
8,163,719
|
|
- Paid-up capital
|
5,399,600
|
5,399,600
|
8,163,607
|
8,163,607
|
8,163,607
|
|
- Construction capital
|
0
|
|
|
|
99
|
|
- Share capital surplus
|
99
|
99
|
99
|
99
|
0
|
|
- Treasury stocks
|
|
|
|
|
0
|
|
- Prefered Stocks
|
|
|
|
|
0
|
|
- Other equity resources
|
13
|
13
|
13
|
13
|
13
|
|
2. Reserves
|
620,146
|
793,551
|
633,634
|
893,234
|
893,234
|
|
3. Foreign exchange differences
|
2,249
|
1,188
|
2,691
|
|
6,434
|
|
4. Asset revaluation differences
|
|
|
|
|
0
|
|
5. Retained earning
|
3,129,753
|
3,230,762
|
890,741
|
1,080,009
|
1,506,558
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
129,046,444
|
133,951,804
|
134,613,747
|
140,486,060
|
142,390,241
|
