Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 6,086,498 7,108,765 9,760,915 9,721,856 11,980,393
Interest and similar expenses -4,596,711 -5,306,548 -7,761,017 -6,910,284 -8,653,813
Net interest income 1,489,787 1,802,217 1,999,898 2,811,572 3,326,580
Fee and commission income 147,879 198,935 189,796 231,628 262,118
Fee and commision expenses -1,694 -80,005 -86,448 -94,904 -101,685
Net fee and commission income 98,387 118,930 103,348 136,725 160,433
Net gain from dealing in foreign curriencies and gold 11,767 55,610 65,295 80,215 89,745
Net gain from trading of trading securities 0 0
Net gain from disposal of investment securities 474,244 61,667 77,648 19,010 51,029
Other incomes 281,374 281,783 161,312 463,620 6,521
Other expenses -1,586 -2,488 -10,665 -9,780 -11,755
Net other income 279,788 279,295 150,647 453,840 -5,234
Income from investment in other entities 0
General and administration expenses -1,235,614 -1,367,811 -1,473,401 -1,565,114 -1,728,329
Operating profit before provision for credit losses 1,118,359 949,908 923,435 1,936,248 1,894,224
Provision for credit losses -427,322 -300,921 -111,270 -804,950 -362,715
Profit before tax 691,037 648,987 812,165 1,131,298 1,531,509
Business income tax - current -130,325 -132,058 -165,076 -230,373 -321,763
Business income tax - deferred 0
Business income tax -130,325 -132,058 -165,076 -230,373 -321,763
Net profit after tax 560,712 516,929 647,089 900,925 1,209,746
Benefits of minority shareholader 0 0
Profit after corporate income taxes 560,712 516,929 647,089 900,925 1,209,746
Shares
Basic EPS
Diluted EPS