Unit: 1.000.000đ
  2020 2021 2022 2023 2024
Interest and similar income 69,125,816 70,749,384 88,112,699 108,122,278 93,654,841
Interest and similar expenses -32,900,587 -28,362,261 -34,866,221 -54,501,409 -38,249,106
Net interest income 36,225,229 42,387,123 53,246,478 53,620,869 55,405,735
Fee and commission income 10,589,431 11,286,516 12,425,008 12,632,739 13,143,005
Fee and commision expenses -3,980,846 -3,879,443 -5,585,940 -6,853,016 -8,006,444
Net fee and commission income 6,608,585 7,407,073 6,839,068 5,779,723 5,136,561
Net gain from dealing in foreign curriencies and gold 3,906,399 4,374,820 5,768,445 5,660,028 5,291,751
Net gain from trading of trading securities 1,810 -4,650 -115,193 124,217 62,123
Net gain from disposal of investment securities 0 23,747 81,595 0 3,444
Other incomes 2,544,714 3,100,370 2,928,335 4,050,144 4,468,806
Other expenses -744,461 -707,109 -874,378 -1,777,975 -2,097,103
Net other income 1,800,253 2,393,261 2,053,957 2,272,169 2,371,703
Income from investment in other entities 456,578 129,701 208,417 266,456 307,180
General and administration expenses -16,037,484 -17,574,578 -21,259,889 -21,914,899 -23,027,362
Operating profit before provision for credit losses 32,961,370 39,136,497 46,822,878 45,808,563 45,551,135
Provision for credit losses -9,916,780 -11,760,801 -9,464,218 -4,564,876 -3,314,997
Profit before tax 23,044,590 27,375,696 37,358,660 41,243,687 42,236,138
Business income tax - current -4,178,060 -4,545,240 -8,373,547 -8,079,401 -8,526,489
Business income tax - deferred -400,341 -902,172 927,207 -109,838 143,478
Business income tax -4,578,401 -5,447,412 -7,446,340 -8,189,239 -8,383,011
Net profit after tax 18,466,189 21,928,284 29,912,320 33,054,448 33,853,127
Benefits of minority shareholader 14,923 20,232 20,035 21,245 21,731
Profit after corporate income taxes 18,451,266 21,908,052 29,892,285 33,033,203 33,831,396
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