Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 70,749,384 88,112,699 108,122,278 93,654,841 105,119,449
Interest and similar expenses -28,362,261 -34,866,221 -54,501,409 -38,249,106 -46,445,074
Net interest income 42,387,123 53,246,478 53,620,869 55,405,735 58,674,375
Fee and commission income 11,286,516 12,425,008 12,632,739 13,143,005 11,854,531
Fee and commision expenses -3,879,443 -5,585,940 -6,853,016 -8,006,444 -8,384,664
Net fee and commission income 7,407,073 6,839,068 5,779,723 5,136,561 3,469,867
Net gain from dealing in foreign curriencies and gold 4,374,820 5,768,445 5,660,028 5,291,751 6,165,112
Net gain from trading of trading securities -4,650 -115,193 124,217 62,123 171,160
Net gain from disposal of investment securities 23,747 81,595 0 3,444 3,616
Other incomes 3,100,370 2,928,335 4,050,144 4,468,806 5,269,106
Other expenses -707,109 -874,378 -1,777,975 -2,097,103 -1,677,513
Net other income 2,393,261 2,053,957 2,272,169 2,371,703 3,591,593
Income from investment in other entities 129,701 208,417 266,456 307,180 281,863
General and administration expenses -17,574,578 -21,259,889 -21,914,899 -23,027,362 -25,152,290
Operating profit before provision for credit losses 39,136,497 46,822,878 45,808,563 45,551,135 47,205,296
Provision for credit losses -11,760,801 -9,464,218 -4,564,876 -3,314,997 -3,185,040
Profit before tax 27,375,696 37,358,660 41,243,687 42,236,138 44,020,256
Business income tax - current -4,545,240 -8,373,547 -8,079,401 -8,526,489 -7,843,123
Business income tax - deferred -902,172 927,207 -109,838 143,478 -978,700
Business income tax -5,447,412 -7,446,340 -8,189,239 -8,383,011 -8,821,823
Net profit after tax 21,928,284 29,912,320 33,054,448 33,853,127 35,198,433
Benefits of minority shareholader 20,232 20,035 21,245 21,731 20,278
Profit after corporate income taxes 21,908,052 29,892,285 33,033,203 33,831,396 35,178,155
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