DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 15.36 | 16.03 | 15.83 |
| Return on Sales (ROS) | % | 12.13 | 11.73 | 12.79 |
| Asset Turnover | revs | 0.48 | 0.49 | 0.43 |
| Financial Leverage | Times | 2.63 | 2.78 | 2.91 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 4,934.95 | 5,428.47 | 5,713.51 |
| Growth rate on direct written premium | % | 29.20 | 10.00 | 5.25 |
| Net insurance premium | Billions | 3,636.41 | 4,263.65 | 4,286.36 |
| Sales | % | 37.16 | 17.25 | 0.53 |
| Claim ratio | % | 25.15 | 22.88 | 27.76 |
| Expense ratio | % | 69.89 | 70.61 | 68.40 |
| Combined ratio | % | 95.04 | 93.49 | 96.16 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 19.98 | 21.89 | 26.19 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.39 | 1.39 | 1.42 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 1.02 | 1.01 | 0.94 |