DUPONT
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 4.77 | 5.35 | 2.79 |
| Return on Sales (ROS) | % | 15.06 | 15.54 | 9.06 |
| Asset Turnover | revs | 0.12 | 0.12 | 0.10 |
| Financial Leverage | Times | 2.72 | 2.85 | 2.96 |
Management Effectiveness
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 1,252.27 | 1,428.27 | 1,385.62 |
| Growth rate on direct written premium | % | -5.44 | 14.06 | -2.99 |
| Net insurance premium | Billions | 1,033.20 | 1,120.98 | 1,035.61 |
| Sales | % | -11.76 | 8.50 | -7.62 |
| Claim ratio | % | 25.88 | 27.23 | 22.61 |
| Expense ratio | % | 70.65 | 64.46 | 72.06 |
| Combined ratio | % | 96.53 | 91.68 | 94.67 |
Asset Quality
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 90.67 | 73.60 | 87.81 |
| Total investment assets To Total assets | % | 74.72 | ||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 6.02 | 5.61 | 6.13 |
| Total investment asset To Direct written premium | Times | 5.29 | ||
| Short-term investments To Direct written premium | Times | 4.35 | 4.05 | 4.41 |