DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 10.63 | 7.24 | 3.40 |
| Return on Sales (ROS) | % | 7.07 | 5.21 | 2.47 |
| Asset Turnover | revs | 0.54 | 0.49 | 0.46 |
| Financial Leverage | Times | 2.78 | 2.86 | 2.98 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 1,262.97 | 1,357.03 | 1,436.10 |
| Growth rate on direct written premium | % | -7.20 | 7.45 | 5.83 |
| Net insurance premium | Billions | 1,257.81 | 1,250.75 | 1,281.35 |
| Sales | % | 6.83 | -0.56 | 2.45 |
| Claim ratio | % | 33.44 | 37.59 | 37.51 |
| Expense ratio | % | 67.28 | 63.51 | 64.16 |
| Combined ratio | % | 100.72 | 101.09 | 101.67 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 23.84 | 34.27 | 40.83 |
| Total investment assets To Total assets | % | 40.36 | ||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 1.56 | 1.77 | 1.80 |
| Total investment asset To Direct written premium | Times | 0.74 | ||
| Short-term investments To Direct written premium | Times | 0.60 | 0.65 | 1.12 |