DUPONT
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 0.12 | 2.04 | -2.29 |
| Return on Sales (ROS) | % | 0.34 | 6.23 | -6.22 |
| Asset Turnover | revs | 0.12 | 0.12 | 0.12 |
| Financial Leverage | Times | 2.81 | 2.80 | 2.98 |
Management Effectiveness
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 344.25 | 302.68 | 417.60 |
| Growth rate on direct written premium | % | -7.35 | -12.08 | 37.97 |
| Net insurance premium | Billions | 316.61 | 310.59 | 342.13 |
| Sales | % | 1.48 | -1.90 | 10.15 |
| Claim ratio | % | 28.19 | 38.71 | 47.30 |
| Expense ratio | % | 75.82 | 57.91 | 65.98 |
| Combined ratio | % | 104.00 | 96.61 | 113.28 |
Asset Quality
| Unit | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 136.93 | 169.57 | 140.41 |
| Total investment assets To Total assets | % | 60.73 | ||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 7.15 | 7.83 | 6.20 |
| Total investment asset To Direct written premium | Times | 4.62 | ||
| Short-term investments To Direct written premium | Times | 4.60 | 4.81 | 3.86 |