DUPONT
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 8.36 | 9.47 | 12.25 |
| Return on Sales (ROS) | % | 4.49 | 5.41 | 7.45 |
| Asset Turnover | revs | 0.18 | 0.16 | 0.14 |
| Financial Leverage | Times | 10.29 | 11.03 | 11.72 |
Management Effectiveness
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 42,641.46 | 42,615.81 | 43,716.18 |
| Growth rate on direct written premium | % | -0.75 | -0.06 | 2.58 |
| Net insurance premium | Billions | 40,034.31 | 39,862.20 | 40,934.02 |
| Sales | % | -1.63 | -0.43 | 2.69 |
| Claim ratio | % | 45.86 | 46.55 | 50.62 |
| Expense ratio | % | 21.27 | 24.87 | 29.33 |
| Combined ratio | % | 67.13 | 71.42 | 79.95 |
Asset Quality
| Unit | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 6.15 | 7.32 | 7.51 |
| Total investment assets To Total assets | % | |||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 2.87 | 2.84 | 3.44 |
| Total investment asset To Direct written premium | Times | |||
| Short-term investments To Direct written premium | Times | 2.38 | 2.44 | 2.91 |