DUPONT

  Unit Q2 2024 Q3 2024 Q4 2024
Return on Equity % 1.95 2.43 2.37
Return on Sales (ROS) % 4.41 5.75 5.13
Asset Turnover revs 0.04 0.04 0.04
Financial Leverage Times 10.42 10.34 11.03

Management Effectiveness

  Unit Q2 2024 Q3 2024 Q4 2024
Direct written premium Billions 10,430.94 10,608.41 11,170.70
Growth rate on direct written premium % 0.24 1.70 5.30
Net insurance premium Billions 9,990.73 9,746.44 10,506.41
Sales % 3.87 -2.45 7.80
Claim ratio % 47.43 47.66 47.28
Expense ratio % 23.82 25.95 24.43
Combined ratio % 71.25 73.61 71.71

Asset Quality

  Unit Q2 2024 Q3 2024 Q4 2024
Gross claims reserve To Direct written premium % 24.53 32.10 27.94
Total investment assets To Total assets % 91.44
Tỷ lệ tài sản thanh khoản cao/Tổng huy động Times 11.17 10.48 10.85
Total investment asset To Direct written premium Times 20.53
Short-term investments To Direct written premium Times 9.03 8.79 9.30