DUPONT

  Unit Q1 2025 Q2 2025 Q3 2025
Return on Equity % 3.01 2.92 3.21
Return on Sales (ROS) % 7.09 6.61 8.18
Asset Turnover revs 0.04 0.04 0.04
Financial Leverage Times 10.91 10.96 10.98

Management Effectiveness

  Unit Q1 2025 Q2 2025 Q3 2025
Direct written premium Billions 10,751.53 11,226.45 10,447.06
Growth rate on direct written premium % -3.75 4.42 -6.94
Net insurance premium Billions 9,974.03 10,660.80 9,749.59
Sales % -5.07 6.89 -8.55
Claim ratio % 41.57 49.81 53.30
Expense ratio % 29.12 29.18 31.33
Combined ratio % 70.69 78.98 84.64

Asset Quality

  Unit Q1 2025 Q2 2025 Q3 2025
Gross claims reserve To Direct written premium % 26.47 25.68 26.77
Total investment assets To Total assets % 92.49
Tỷ lệ tài sản thanh khoản cao/Tổng huy động Times 12.19 12.15 13.29
Total investment asset To Direct written premium Times 22.01
Short-term investments To Direct written premium Times 10.62 10.39 11.07