DUPONT
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Return on Equity | % | 3.01 | 2.92 | 3.21 |
| Return on Sales (ROS) | % | 7.09 | 6.61 | 8.18 |
| Asset Turnover | revs | 0.04 | 0.04 | 0.04 |
| Financial Leverage | Times | 10.91 | 10.96 | 10.98 |
Management Effectiveness
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Direct written premium | Billions | 10,751.53 | 11,226.45 | 10,447.06 |
| Growth rate on direct written premium | % | -3.75 | 4.42 | -6.94 |
| Net insurance premium | Billions | 9,974.03 | 10,660.80 | 9,749.59 |
| Sales | % | -5.07 | 6.89 | -8.55 |
| Claim ratio | % | 41.57 | 49.81 | 53.30 |
| Expense ratio | % | 29.12 | 29.18 | 31.33 |
| Combined ratio | % | 70.69 | 78.98 | 84.64 |
Asset Quality
| Unit | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|
| Gross claims reserve To Direct written premium | % | 26.47 | 25.68 | 26.77 |
| Total investment assets To Total assets | % | 92.49 | ||
| Tỷ lệ tài sản thanh khoản cao/Tổng huy động | Times | 12.19 | 12.15 | 13.29 |
| Total investment asset To Direct written premium | Times | 22.01 | ||
| Short-term investments To Direct written premium | Times | 10.62 | 10.39 | 11.07 |