|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
6,477,208
|
7,848,951
|
10,050,022
|
9,453,795
|
12,919,243
|
|
- Interest expense and similar expenses paid
|
-3,434,657
|
-5,024,800
|
-6,495,921
|
-7,279,638
|
-7,652,424
|
|
- Cash received from services provided
|
350,272
|
232,042
|
748,954
|
501,149
|
260,547
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
810,037
|
143,439
|
225,537
|
371,027
|
-100,046
|
|
- Other cash received
|
179,219
|
135,992
|
91,416
|
296,203
|
3,096,583
|
|
- Cash received from absolved debts which were covered by risk provisions
|
141,301
|
306,454
|
387,295
|
196,165
|
207,490
|
|
- Cash paid to employees and administration actitivities
|
-1,890,698
|
-1,793,745
|
-2,172,025
|
-2,251,169
|
-1,875,626
|
|
- Income tax paid
|
-348,791
|
-431,974
|
-151,369
|
-105,913
|
-539,615
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
2,283,891
|
1,416,359
|
2,683,909
|
1,181,619
|
6,316,152
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-829,585
|
4,405,211
|
67,154
|
-433,204
|
434,633
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-3,146,402
|
4,284,753
|
-1,699,748
|
-2,832,984
|
-27,856,479
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-115,879
|
-324,566
|
440,445
|
0
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-5,690,848
|
-13,923,419
|
-16,011,537
|
-5,905,848
|
-14,555,668
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-773,144
|
-907,331
|
-599,842
|
-52,812
|
-588,551
|
|
- Increase/(Decrease) in other operating assets
|
-179,263
|
-1,441,908
|
1,187,772
|
-489,672
|
-2,547,267
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
0
|
|
|
3,732,769
|
3,008,508
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
912,343
|
-5,233,762
|
6,860,205
|
16,889,350
|
-14,812,730
|
|
- Increase/(Decrease) in deposits from customers
|
-4,668,491
|
16,284,883
|
15,909,676
|
-9,315,170
|
42,692,251
|
|
- Increase/(Decrease) in valuapapers issued
|
5,800,000
|
-3,705,930
|
7,900,000
|
3,630,000
|
8,570,183
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-379,191
|
-343,806
|
-188,143
|
-17,248
|
-6,052
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-74,780
|
|
265,268
|
116,421
|
-370,560
|
|
- Increase/(Decrease) in other operating liabilities
|
973,072
|
1,449,457
|
-280,108
|
320,266
|
632,415
|
|
- Cash paid from funds of credit institution
|
0
|
|
|
|
|
|
Net cash flows from operating activities
|
-5,888,277
|
1,959,941
|
16,535,051
|
6,823,487
|
916,835
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
|
|
|
|
- Purchase of fixed assets
|
-37,152
|
-243,813
|
-139,315
|
-163,215
|
-171,778
|
|
- Proceeds from disposal of fix assets
|
1,957
|
1,309
|
640
|
141,335
|
1,538
|
|
- Payment on disposal of fixed assets
|
0
|
|
|
|
|
|
- Purchase of investment properties
|
0
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
|
|
|
|
|
- Investment in other entities
|
0
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
49,389
|
53,873
|
58,511
|
0
|
|
|
- Dividends and interest received
|
6,608
|
26,447
|
24,195
|
11,296
|
15,314
|
|
Net cash flows from investment activities
|
20,802
|
-162,184
|
-55,969
|
-10,584
|
-154,926
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
1,291,164
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Dividends paid
|
0
|
|
|
|
|
|
- Purchase treasury shares
|
0
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
|
|
|
|
|
Net cash flows from financing activities
|
1,291,164
|
|
|
|
|
|
IV. Net cash flows of the year
|
-4,576,311
|
1,797,757
|
16,479,082
|
6,812,903
|
761,909
|
|
V. Cash and cash equivalents at the beginning of year
|
26,370,693
|
21,794,363
|
23,592,121
|
40,071,202
|
46,884,105
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
|
0
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
21,794,363
|
23,592,120
|
40,071,203
|
46,884,105
|
47,646,014
|
