|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
2,885,143
|
4,121,085
|
3,003,151
|
4,492,017
|
12,380,176
|
|
- Interest expense and similar expenses paid
|
-2,146,487
|
-2,440,826
|
-1,794,687
|
-3,072,177
|
-8,288,195
|
|
- Cash received from services provided
|
139,985
|
98,899
|
413,073
|
850,222
|
765,621
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
50,824
|
-88,933
|
99,978
|
226,187
|
681,093
|
|
- Other cash received
|
673,779
|
1,489,365
|
1,245,142
|
397,955
|
2,054,479
|
|
- Cash received from absolved debts which were covered by risk provisions
|
17,905
|
57,426
|
107,108
|
-9,246
|
137,137
|
|
- Cash paid to employees and administration actitivities
|
2,697
|
-834,164
|
-894,045
|
-623,323
|
-2,183,828
|
|
- Income tax paid
|
-258,774
|
-130,715
|
-278,388
|
-300,071
|
-881,613
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
1,365,072
|
2,272,137
|
1,901,332
|
1,961,564
|
4,664,870
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
2,545
|
-10,000
|
-1,500,000
|
0
|
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-10,336,036
|
-5,928,920
|
-10,521,871
|
13,075,647
|
2,266,791
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
|
|
-171,122
|
-490,348
|
|
- Increase/(Decrease) in loans and advances to customers
|
6,961,819
|
-9,970,841
|
-1,181,920
|
-16,294,561
|
-17,052,189
|
|
- Increase/(Decrease) in provision to compensate for damages
|
|
-450,833
|
-435,434
|
-34,091
|
-504,296
|
|
- Increase/(Decrease) in other operating assets
|
-1,171,886
|
-1,103,560
|
-817,409
|
-532,216
|
-4,080,425
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-9
|
6,741,277
|
-808,026
|
2,173,439
|
-5,542,541
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
5,556,035
|
-9,705,789
|
12,243,317
|
16,551,937
|
34,096,666
|
|
- Increase/(Decrease) in deposits from customers
|
-4,344,382
|
14,699,213
|
13,247,379
|
-4,412,425
|
19,492,789
|
|
- Increase/(Decrease) in valuapapers issued
|
-1,821,000
|
3,121,183
|
-686,361
|
-5,543,165
|
-405,112
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-1,584
|
-921
|
-680
|
-661
|
-1,922
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-66,989
|
-438,048
|
64,748
|
-75,878
|
-11,130
|
|
- Increase/(Decrease) in other operating liabilities
|
-124,287
|
195,416
|
3,340,844
|
-3,430,117
|
-613,571
|
|
- Cash paid from funds of credit institution
|
|
|
|
0
|
|
|
Net cash flows from operating activities
|
-3,980,702
|
-579,686
|
14,845,919
|
3,268,351
|
31,819,582
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
0
|
|
|
- Purchase of fixed assets
|
-32,374
|
-61,717
|
-28,497
|
-23,679
|
-101,856
|
|
- Proceeds from disposal of fix assets
|
328
|
255
|
3,301
|
-2,121
|
2,594
|
|
- Payment on disposal of fixed assets
|
|
|
|
0
|
|
|
- Purchase of investment properties
|
|
|
|
0
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
0
|
|
|
- Payment on disposal of investment properties
|
|
|
|
0
|
|
|
- Investment in other entities
|
|
|
|
0
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
515,000
|
0
|
515,000
|
|
- Dividends and interest received
|
6,793
|
3,625
|
4,329
|
0
|
13,765
|
|
Net cash flows from investment activities
|
-25,253
|
-57,837
|
494,133
|
-25,800
|
429,503
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
3,621,719
|
3,621,719
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
0
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
0
|
|
|
- Dividends paid
|
|
|
|
0
|
|
|
- Purchase treasury shares
|
|
|
|
0
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
0
|
|
|
Net cash flows from financing activities
|
|
|
|
3,621,719
|
3,621,719
|
|
IV. Net cash flows of the year
|
-4,005,955
|
-637,523
|
15,340,052
|
6,864,270
|
35,870,804
|
|
V. Cash and cash equivalents at the beginning of year
|
52,519,581
|
48,283,537
|
47,623,428
|
62,963,480
|
47,623,428
|
|
VI. Effect of foreign exchange differences
|
-230,089
|
|
0
|
0
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
48,283,537
|
47,646,014
|
62,963,480
|
69,827,750
|
83,494,232
|
