|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
8,428,001
|
8,808,777
|
11,539,198
|
9,370,662
|
10,026,255
|
|
- Interest expense and similar expenses paid
|
-7,533,736
|
-7,745,018
|
-9,497,434
|
-10,134,901
|
-9,065,050
|
|
- Cash received from services provided
|
64,859
|
91,130
|
104,852
|
105,581
|
181,165
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
1,387,713
|
1,218,992
|
1,636,782
|
2,088,030
|
2,362,258
|
|
- Other cash received
|
-77,612
|
-50,056
|
-3,170
|
-13,883
|
-16,956
|
|
- Cash received from absolved debts which were covered by risk provisions
|
158,629
|
147,381
|
92,723
|
15,029
|
116,403
|
|
- Cash paid to employees and administration actitivities
|
-1,269,903
|
-1,550,268
|
-1,933,784
|
-1,998,464
|
-2,315,867
|
|
- Income tax paid
|
-182,810
|
-183,320
|
-170,915
|
-262,060
|
-248,109
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
975,141
|
737,618
|
1,768,252
|
-830,006
|
1,040,099
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-1,314,708
|
1,058,125
|
-902,684
|
-441,259
|
2,610,543
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-1,391,260
|
3,115,581
|
-13,718,244
|
-2,037,801
|
-717,809
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
4,642
|
-97,926
|
103,023
|
-184,066
|
-96,780
|
|
- Increase/(Decrease) in loans and advances to customers
|
-5,157,956
|
-9,522,221
|
-5,733,375
|
-9,698,829
|
-16,852,431
|
|
- Increase/(Decrease) in provision to compensate for damages
|
11,178
|
-109,748
|
-6,133
|
-26,531
|
-8,593
|
|
- Increase/(Decrease) in other operating assets
|
10,600
|
-461,346
|
235,853
|
53,524
|
-352,092
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-52,033
|
-42,920
|
-28,468
|
-16,612
|
1,014,920
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-4,145,396
|
2,003,571
|
68,614
|
722,286
|
13,476,263
|
|
- Increase/(Decrease) in deposits from customers
|
6,998,176
|
3,464,203
|
21,572,322
|
4,072,764
|
4,473,948
|
|
- Increase/(Decrease) in valuapapers issued
|
-575,870
|
2,288,516
|
-1,800,531
|
5,700,000
|
9,733,005
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
551
|
-551
|
6,687
|
15,845
|
37,927
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
|
97,173
|
-97,173
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
-249,807
|
-118,296
|
-6,382
|
55,769
|
-111,617
|
|
- Cash paid from funds of credit institution
|
87,773
|
108,563
|
|
0
|
|
|
Net cash flows from operating activities
|
-4,798,969
|
2,423,169
|
1,656,107
|
-2,712,089
|
14,247,383
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
|
|
0
|
|
- Purchase of fixed assets
|
-70,091
|
-41,465
|
-337,318
|
-51,776
|
-35,353
|
|
- Proceeds from disposal of fix assets
|
966
|
-2,821
|
0
|
137
|
245
|
|
- Payment on disposal of fixed assets
|
0
|
10,778
|
-829
|
0
|
|
|
- Purchase of investment properties
|
-10,778
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
|
|
|
|
|
- Investment in other entities
|
0
|
|
|
-5,260
|
|
|
- Proceeds from disinvestment in other entities
|
32,815
|
|
|
|
|
|
- Dividends and interest received
|
1,978
|
6,907
|
27,639
|
12,638
|
53,838
|
|
Net cash flows from investment activities
|
-45,110
|
-26,601
|
-310,508
|
-44,261
|
18,730
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
446,355
|
602,508
|
300,294
|
625,070
|
1,072,641
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
235,400
|
1,025,000
|
3,500,000
|
1,500,000
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
-263,290
|
-2,464,017
|
|
- Dividends paid
|
-446,355
|
-602,508
|
|
-625,070
|
-620,882
|
|
- Purchase treasury shares
|
0
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
|
|
|
|
|
Net cash flows from financing activities
|
0
|
235,400
|
1,325,294
|
3,236,710
|
-512,257
|
|
IV. Net cash flows of the year
|
-4,844,079
|
2,631,968
|
2,670,893
|
480,360
|
13,753,856
|
|
V. Cash and cash equivalents at the beginning of year
|
15,797,516
|
10,953,437
|
12,535,431
|
15,206,324
|
14,769,109
|
|
VI. Effect of foreign exchange differences
|
0
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
10,953,437
|
13,585,405
|
15,206,324
|
15,686,684
|
28,522,965
|
