|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
2,340,511
|
1,656,425
|
2,781,299
|
2,214,920
|
3,373,611
|
|
- Interest expense and similar expenses paid
|
-1,945,467
|
-1,977,574
|
-2,143,917
|
-2,228,002
|
-2,715,557
|
|
- Cash received from services provided
|
25,762
|
21,544
|
42,563
|
39,482
|
77,576
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
375,504
|
640,394
|
423,517
|
552,339
|
746,008
|
|
- Other cash received
|
-16,221
|
386
|
5,773
|
-3,005
|
-20,110
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,987
|
779
|
-779
|
6,316
|
110,087
|
|
- Cash paid to employees and administration actitivities
|
-571,248
|
-760,987
|
-506,117
|
-491,994
|
-556,769
|
|
- Income tax paid
|
-54,252
|
-86,375
|
-74,091
|
-60,585
|
-27,058
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
156,576
|
-505,408
|
528,248
|
29,471
|
987,788
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
8,569,141
|
-2,816,292
|
5,230,821
|
-271,664
|
467,678
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-8,060,616
|
-3,121,740
|
480,840
|
-450,390
|
2,373,481
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-184,066
|
184,066
|
-66,385
|
-131,531
|
-82,930
|
|
- Increase/(Decrease) in loans and advances to customers
|
-5,928,336
|
-1,621,024
|
-3,935,757
|
-10,246,864
|
-1,048,786
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-122,733
|
-5,625
|
4,570
|
-21
|
-7,517
|
|
- Increase/(Decrease) in other operating assets
|
64,090
|
-191,209
|
15,848
|
-66,436
|
-110,295
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-338,818
|
-1,879
|
1,602,695
|
-1,605,673
|
1,019,777
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
91,265
|
7,172,209
|
767,496
|
-1,527,111
|
7,063,669
|
|
- Increase/(Decrease) in deposits from customers
|
2,547,808
|
2,244,803
|
6,290,180
|
-666,144
|
-3,394,891
|
|
- Increase/(Decrease) in valuapapers issued
|
5,000,000
|
|
|
12,327,600
|
-2,594,595
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
4,631
|
12,211
|
3,987,789
|
-3,979,156
|
17,083
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-135,509
|
30,162
|
-3,333
|
-26,829
|
|
|
- Increase/(Decrease) in other operating liabilities
|
5,039
|
41,590
|
-147,730
|
76,889
|
-82,366
|
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
|
Net cash flows from operating activities
|
1,668,472
|
1,421,864
|
14,755,282
|
-6,537,859
|
4,608,096
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
0
|
|
|
- Purchase of fixed assets
|
-38,378
|
-6,257
|
-9,597
|
-4,965
|
-14,534
|
|
- Proceeds from disposal of fix assets
|
137
|
|
|
|
245
|
|
- Payment on disposal of fixed assets
|
13,503
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
-1,052
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
|
- Dividends and interest received
|
12,638
|
|
4,896
|
11,550
|
37,392
|
|
Net cash flows from investment activities
|
-13,152
|
-6,257
|
-4,701
|
6,585
|
23,103
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
620,882
|
|
1,072,681
|
-40
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
1,500,000
|
|
|
1,500,000
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
-10,695
|
-3,453,105
|
-215,228
|
1,215,011
|
|
- Dividends paid
|
0
|
-620,882
|
|
-620,882
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
1,500,000
|
-10,695
|
-3,453,105
|
1,736,571
|
1,214,972
|
|
IV. Net cash flows of the year
|
3,155,320
|
1,404,912
|
11,297,476
|
-4,794,703
|
5,846,171
|
|
V. Cash and cash equivalents at the beginning of year
|
12,531,364
|
14,769,109
|
16,174,021
|
27,471,497
|
22,676,796
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
15,686,684
|
16,174,021
|
27,471,497
|
22,676,796
|
28,522,965
|
