Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 4,469,841 3,140,876 2,578,413
2- Premium from reinsurance inward 95,991 101,420 73,219
3- Deductions 1,284,795 602,439 456,609
- Premium reinsurance outward 1,078,332 677,402 851,769
- Premium fee deduction -111,450 -101,244 -33,455
- Premium direct insurance refund 317,912 26,281 -361,705
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 563,003 124,440 190,306
6. Other income from insurance activities 76,794 120,785 145,316
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 2,829,296 2,718,329 3,920,836 2,885,082 2,530,646
8. Claims settlements of direct insurance 1,835,326 1,323,646 1,420,065
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 89,340 155,592 259,773
- Recoveries from reinsurance outward 71,938 150,545 252,944
- Subrogation recoveries 17,402 5,047 4,512
- Recoveries from compensated and damaged goods 2,317
11. Claim settlement expenses over the retention 1,745,987 1,168,053 1,160,292
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve -114,194 115,530 48,058
14. Provision for catastrophe reserve charged to the year 34,739 25,242 -25,500
15. Other operating expenses 2,269,356 1,607,416 1,319,906
- Other operating expenses for direct insurance 2,269,356 1,607,416 1,319,906
+ Commission 333,937 269,904 239,726
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 1,935,420 1,337,512 1,080,180
- Other operating expenses for reinsurance inward 0
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 2,607,412 2,812,808 3,935,888 2,916,241 2,502,756
18. Gross profit from insurance activities -15,053 -31,159 27,889
19. Increase/decrease profit from unrealised foreign exchange 805
20. Selling expenses
21. Administration expenses 167,451 237,853 173,042 185,371
22. Net profit from insurance activities
23. Income from financial activities 167,817 345,019 306,838 217,201 208,118
24. Expenses from financial activities -33,625 78,856 -14,565 4,639 23,907
25. Financial income 201,442 266,163 321,403 212,562 184,211
26. Other operating income 8,100 1,373 16,683 5,139 8,790
27. Other operating expenses 8,804 114 5,737 2,699 11,878
28. Other operating income -704 1,259 10,946 2,440 -3,089
29. Accounting profit 255,976 34,286 79,443 10,801 23,640
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 255,976 34,286 79,443 10,801 23,640
32. Balance guarantee reserve 0
33. Taxation profit 255,976 34,286 79,443 10,801 23,640
34. Corporate income tax 49,220 982 -114 2,702 14,794
35. Net profits 206,756 33,304 79,558 8,099 8,846
36. Minority interests 658 -85 -311
37. Profit after tax belonging to shareholders of parent company 206,756 33,304 78,900 8,184 9,157
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS