Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 739,091 698,981 967,640 750,421 856,735
2- Premium from reinsurance inward 35,996 16,596 13,183 19,000 6,269
3- Deductions 60,849 64,393 387,290 116,465 162,158
- Premium reinsurance outward 105,634 91,176 374,471 145,137 171,690
- Premium fee deduction -526 -4,057 -63,588 -30,428 -59,360
- Premium direct insurance refund -44,259 -22,727 76,407 1,756 49,827
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 30,878 23,048 63,496 36,154 37,580
6. Other income from insurance activities -14,356 -28,631 188,304 3,074 9,046
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 730,760 645,600 845,332 692,184 747,473
8. Claims settlements of direct insurance 360,992 320,162 425,449 305,980 380,534
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 50,744 36,664 51,414 48,103 48,746
- Recoveries from reinsurance outward 48,901 36,107 49,407 47,026 47,926
- Subrogation recoveries 1,843 556 2,006 821
- Recoveries from compensated and damaged goods 1,077
11. Claim settlement expenses over the retention 310,248 283,499 374,036 257,877 331,788
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 5,814 11,933 -34,979 20,432 -20,475
14. Provision for catastrophe reserve charged to the year 6,602 6,136 5,945 5,975 6,835
15. Other operating expenses 381,050 402,124 461,957 381,202 402,120
- Other operating expenses for direct insurance 381,050 402,124 461,957 381,202 402,120
+ Commission 80,599 75,685 69,829 53,467 72,589
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 300,452 326,439 392,128 327,736 329,531
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 703,714 703,692 806,959 665,486 720,268
18. Gross profit from insurance activities 27,046 -58,092 38,373 26,698 27,205
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 28,732 41,553 56,000 54,349 47,217
22. Net profit from insurance activities
23. Income from financial activities 61,145 37,061 45,452 28,870 58,452
24. Expenses from financial activities 1,587 -3,158 -165 9,256 8,726
25. Financial income 59,558 40,219 45,616 19,614 49,726
26. Other operating income 994 2,067 2,026 3,289 1,621
27. Other operating expenses 1,412 128 323 1,939 362
28. Other operating income -418 1,939 1,703 1,350 1,259
29. Accounting profit 57,455 -57,488 29,692 -6,687 30,974
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 57,455 -57,488 29,692 -6,687 30,974
32. Balance guarantee reserve
33. Taxation profit 57,455 -57,488 29,692 -6,687 30,974
34. Corporate income tax 5,400 -4,081 -219 991 545
35. Net profits 52,055 -53,407 29,911 -7,678 30,429
36. Minority interests 65 536 -1,335 436 1,125
37. Profit after tax belonging to shareholders of parent company 51,990 -53,943 31,246 -8,114 29,303
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS