Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
1- Premium from direct insurance 764,488 736,005 739,091 698,981 967,640
2- Premium from reinsurance inward 14,819 33,729 35,996 16,596 13,183
3- Deductions 239,527 93,036 60,849 64,393 387,290
- Premium reinsurance outward 237,287 101,358 105,634 91,176 374,471
- Premium fee deduction -82,575 -36,700 -526 -4,057 -63,588
- Premium direct insurance refund 84,816 28,379 -44,259 -22,727 76,407
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 29,387 9,984 30,878 23,048 63,496
6. Other income from insurance activities 73,792 -24,482 -14,356 -28,631 188,304
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 642,959 662,200 730,760 645,600 845,332
8. Claims settlements of direct insurance 384,711 217,023 360,992 320,162 425,449
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 47,439 16,721 50,744 36,664 51,414
- Recoveries from reinsurance outward 46,432 16,080 48,901 36,107 49,407
- Subrogation recoveries 1,007 641 1,843 556 2,006
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 337,273 200,302 310,248 283,499 374,036
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -61,634 130,869 5,814 11,933 -34,979
14. Provision for catastrophe reserve charged to the year 5,370 6,616 6,602 6,136 5,945
15. Other operating expenses 321,941 359,736 381,050 402,124 461,957
- Other operating expenses for direct insurance 321,941 359,736 381,050 402,124 461,957
+ Commission 36,291 41,158 80,599 75,685 69,829
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 285,649 318,578 300,452 326,439 392,128
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 602,950 697,522 703,714 703,692 806,959
18. Gross profit from insurance activities 40,009 -35,322 27,046 -58,092 38,373
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 56,880 48,325 28,732 41,553 56,000
22. Net profit from insurance activities
23. Income from financial activities 31,274 65,137 61,145 37,061 45,452
24. Expenses from financial activities 2,995 697 1,587 -3,158 -165
25. Financial income 28,280 64,440 59,558 40,219 45,616
26. Other operating income 10,109 143 994 2,067 2,026
27. Other operating expenses 1,030 927 1,412 128 323
28. Other operating income 9,079 -784 -418 1,939 1,703
29. Accounting profit 20,487 -19,991 57,455 -57,488 29,692
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 20,487 -19,991 57,455 -57,488 29,692
32. Balance guarantee reserve
33. Taxation profit 20,487 -19,991 57,455 -57,488 29,692
34. Corporate income tax 39 69 5,400 -4,081 -219
35. Net profits 20,449 -20,060 52,055 -53,407 29,911
36. Minority interests -115 671 65 536 -1,335
37. Profit after tax belonging to shareholders of parent company 20,564 -20,730 51,990 -53,943 31,246
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS