Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 967,640 750,421 856,735 551,264 406,884
2- Premium from reinsurance inward 13,183 19,000 6,269 29,658 13,288
3- Deductions 387,290 116,465 162,158 2,630 111,513
- Premium reinsurance outward 374,471 145,137 171,690 163,629 347,489
- Premium fee deduction -63,588 -30,428 -59,360 -109,982 120,481
- Premium direct insurance refund 76,407 1,756 49,827 -51,017 -356,457
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 63,496 36,154 37,580 38,113 82,162
6. Other income from insurance activities 188,304 3,074 9,046 6,494 126,701
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 845,332 692,184 747,473 622,899 517,523
8. Claims settlements of direct insurance 425,449 305,980 380,534 289,892 453,101
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 51,414 48,103 48,746 39,323 124,425
- Recoveries from reinsurance outward 49,407 47,026 47,926 38,903 119,914
- Subrogation recoveries 2,006 821 4,512
- Recoveries from compensated and damaged goods 1,077 420
11. Claim settlement expenses over the retention 374,036 257,877 331,788 250,570 328,675
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -34,979 20,432 -20,475 87,722 -40,054
14. Provision for catastrophe reserve charged to the year 5,945 5,975 6,835 4,092 -42,366
15. Other operating expenses 461,957 381,202 402,120 264,545 264,996
- Other operating expenses for direct insurance 461,957 381,202 402,120 264,545 264,996
+ Commission 69,829 53,467 72,589 56,442 53,398
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 392,128 327,736 329,531 208,103 211,598
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 806,959 665,486 720,268 606,929 511,252
18. Gross profit from insurance activities 38,373 26,698 27,205 15,970 6,271
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 56,000 54,349 47,217 43,659 40,914
22. Net profit from insurance activities
23. Income from financial activities 45,452 28,870 58,452 -3,117 83,027
24. Expenses from financial activities -165 9,256 8,726 1,634 3,611
25. Financial income 45,616 19,614 49,726 -4,750 79,415
26. Other operating income 2,026 3,289 1,621 2,149 2,968
27. Other operating expenses 323 1,939 362 82 10,732
28. Other operating income 1,703 1,350 1,259 2,066 -7,764
29. Accounting profit 29,692 -6,687 30,974 -30,373 37,008
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 29,692 -6,687 30,974 -30,373 37,008
32. Balance guarantee reserve
33. Taxation profit 29,692 -6,687 30,974 -30,373 37,008
34. Corporate income tax -219 991 545 -1,808 13,709
35. Net profits 29,911 -7,678 30,429 -28,566 23,299
36. Minority interests -1,335 436 1,125 -531 214
37. Profit after tax belonging to shareholders of parent company 31,246 -8,114 29,303 -28,034 23,085
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS