Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 101,007,122 121,121,173 152,761,315 138,288,436 155,054,521
Interest and similar expenses -54,189,590 -65,057,332 -96,625,750 -80,280,836 -91,697,828
Net interest income 46,817,532 56,063,841 56,135,565 58,007,600 63,356,693
Fee and commission income 8,165,211 10,338,145 11,891,929 13,464,720 13,150,401
Fee and commision expenses -3,752,288 -4,679,585 -5,319,452 -6,391,149 -6,205,612
Net fee and commission income 6,614,456 5,658,560 6,572,477 7,073,571 6,944,789
Net gain from dealing in foreign curriencies and gold 1,896,374 3,140,420 4,707,371 5,360,427 3,805,266
Net gain from trading of trading securities 582,736 -31,664 305,396 285,584 718,634
Net gain from disposal of investment securities 236,593 258,767 2,871,703 4,900,330 2,262,126
Other incomes 8,934,591 6,523,847 6,542,415 9,191,893 16,235,473
Other expenses -2,874,685 -2,311,909 -4,466,166 -4,205,132 -3,094,029
Net other income 6,059,906 4,211,938 2,076,249 4,986,761 13,141,444
Income from investment in other entities 187,622 290,952 355,275 445,742 1,096,050
General and administration expenses -19,361,341 -22,547,531 -25,079,700 -27,790,446 -30,464,652
Operating profit before provision for credit losses 43,033,878 47,045,283 47,944,336 53,269,569 60,860,350
Provision for credit losses -29,432,280 -23,987,660 -20,294,572 -21,886,528 -22,997,460
Profit before tax 13,601,598 23,057,623 27,649,764 31,383,041 37,862,890
Business income tax - current -2,723,480 -4,614,027 -5,626,822 -6,265,142 -7,393,722
Business income tax - deferred 528 9,720 4,496 3,840 13,811
Business income tax -2,722,952 -4,604,307 -5,622,326 -6,261,302 -7,379,911
Net profit after tax 10,878,646 18,453,316 22,027,438 25,121,739 30,482,979
Benefits of minority shareholader 306,077 259,956 475,659 463,486 526,017
Profit after corporate income taxes 10,572,569 18,193,360 21,551,779 24,658,253 29,956,962
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