Unit: 1.000.000đ
  2020 2021 2022 2023 2024
Interest and similar income 100,688,088 101,007,122 121,121,173 152,761,315 138,288,436
Interest and similar expenses -64,890,703 -54,189,590 -65,057,332 -96,625,750 -80,280,836
Net interest income 35,797,385 46,817,532 56,063,841 56,135,565 58,007,600
Fee and commission income 8,614,738 8,165,211 10,338,145 11,891,929 13,464,720
Fee and commision expenses -3,355,432 -3,752,288 -4,679,585 -5,319,452 -6,391,149
Net fee and commission income 5,259,306 6,614,456 5,658,560 6,572,477 7,073,571
Net gain from dealing in foreign curriencies and gold 1,739,875 1,896,374 3,140,420 4,707,371 5,360,427
Net gain from trading of trading securities 480,169 582,736 -31,664 305,396 285,584
Net gain from disposal of investment securities 1,514,637 236,593 258,767 2,871,703 4,900,330
Other incomes 7,988,516 8,934,591 6,523,847 6,542,415 9,191,893
Other expenses -2,899,566 -2,874,685 -2,311,909 -4,466,166 -4,205,132
Net other income 5,088,950 6,059,906 4,211,938 2,076,249 4,986,761
Income from investment in other entities 154,267 187,622 290,952 355,275 445,742
General and administration expenses -17,695,855 -19,361,341 -22,547,531 -25,079,700 -27,790,446
Operating profit before provision for credit losses 32,338,734 43,033,878 47,045,283 47,944,336 53,269,569
Provision for credit losses -23,124,804 -29,432,280 -23,987,660 -20,294,572 -21,886,528
Profit before tax 9,213,930 13,601,598 23,057,623 27,649,764 31,383,041
Business income tax - current -1,849,284 -2,723,480 -4,614,027 -5,626,822 -6,265,142
Business income tax - deferred -2,003 528 9,720 4,496 3,840
Business income tax -1,851,287 -2,722,952 -4,604,307 -5,622,326 -6,261,302
Net profit after tax 7,362,643 10,878,646 18,453,316 22,027,438 25,121,739
Benefits of minority shareholader 225,259 306,077 259,956 475,659 463,486
Profit after corporate income taxes 7,137,384 10,572,569 18,193,360 21,551,779 24,658,253
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