Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 1,237,059 1,360,905 1,262,967 1,357,031 1,436,098
2- Premium from reinsurance inward 182,056 247,588 257,855 169,314 169,291
3- Deductions 488,306 587,628 392,478 374,763 418,159
- Premium reinsurance outward 508,298 550,524 408,106 323,916 385,144
- Premium fee deduction 28,629 16,402 71,914 18,947 -22,643
- Premium direct insurance refund -48,621 20,702 -87,542 31,900 55,658
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 161,179 154,127 122,884 88,730 93,824
6. Other income from insurance activities 249 2,448 6,583 10,439 291
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,092,236 1,177,439 1,257,810 1,250,752 1,281,345
8. Claims settlements of direct insurance 472,032 562,561 737,692 575,142 581,847
9. Claims settlements of insurance inward 0
10. Deduction to the claim settlement expenses 182,692 205,227 303,128 129,165 170,190
- Recoveries from reinsurance outward 181,948 202,621 293,917 121,334 162,358
- Subrogation recoveries 745 2,093 6,821 5,864 7,832
- Recoveries from compensated and damaged goods 0 513 2,390 1,967 0
11. Claim settlement expenses over the retention 289,340 357,335 434,564 445,977 411,658
12. Decrease of catastrophes reserve 0 0 0
13. Increase/decrease of claim reserve 40,449 8,043 -25,096 12,098 56,803
14. Provision for catastrophe reserve charged to the year 9,108 10,580 11,127 12,024 12,202
15. Other operating expenses 463,231 564,447 601,535 560,896 589,342
- Other operating expenses for direct insurance 463,231 564,447 601,535 560,896 589,342
+ Commission 150,988 166,579 192,282 128,502 146,423
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 312,243 397,868 409,253 432,395 442,919
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 802,128 940,404 1,022,131 1,030,996 1,070,005
18. Gross profit from insurance activities 290,109 237,035 235,680 219,755 211,340
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 282,450 262,839 244,743 233,449 232,707
22. Net profit from insurance activities
23. Income from financial activities 103,656 150,519 122,542 101,960 74,634
24. Expenses from financial activities 6,991 14,243 2,700 6,973 10,377
25. Financial income 96,666 136,276 119,843 94,987 64,258
26. Other operating income 1,033 196 766 1,465 485
27. Other operating expenses 738 551 527 683 1,517
28. Other operating income 295 -356 239 782 -1,032
29. Accounting profit 104,619 110,115 111,019 82,076 41,859
30. Adjustment increasing/decreasing taxable profit 0 0 0 0
31. Profit before tax 104,619 110,115 111,019 82,076 41,859
32. Balance guarantee reserve
33. Taxation profit 104,619 110,115 111,019 82,076 41,859
34. Corporate income tax 21,652 21,947 22,081 16,883 10,255
35. Net profits 82,967 88,169 88,937 65,193 31,604
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 82,967 88,169 88,937 65,193 31,604
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS