Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 393,481 371,562 344,252 302,682 417,603
2- Premium from reinsurance inward 31,967 34,040 41,104 50,248 43,899
3- Deductions 123,411 112,324 85,189 61,686 158,961
- Premium reinsurance outward 74,166 76,403 107,291 103,337 98,112
- Premium fee deduction -3,009 14,042 -12,904 -18,329 -5,452
- Premium direct insurance refund 52,254 21,878 -9,199 -23,323 66,301
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 16,428 18,668 16,353 19,343 39,460
6. Other income from insurance activities 137 60 92 5 133
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 318,602 312,006 316,612 310,594 342,134
8. Claims settlements of direct insurance 152,081 112,564 140,293 122,042 206,948
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 35,780 17,562 46,725 34,534 71,368
- Recoveries from reinsurance outward 32,836 17,129 44,981 31,316 68,932
- Subrogation recoveries 2,944 433 3,219 2,436
- Recoveries from compensated and damaged goods 1,744
11. Claim settlement expenses over the retention 116,301 95,002 93,568 87,507 135,580
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve -32,631 11,081 -7,109 30,218 22,613
14. Provision for catastrophe reserve charged to the year 3,513 3,292 2,781 2,496 3,634
15. Other operating expenses 169,085 127,016 165,215 126,908 170,202
- Other operating expenses for direct insurance 169,085 127,016 165,215 126,908 170,202
+ Commission 34,607 35,987 36,186 36,633 37,617
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 134,479 91,030 129,029 90,275 132,585
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 256,268 236,392 254,455 247,129 332,028
18. Gross profit from insurance activities 62,334 75,614 62,157 63,464 10,105
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 61,148 49,405 74,830 52,949 55,524
22. Net profit from insurance activities
23. Income from financial activities 25,032 16,219 16,566 16,282 25,569
24. Expenses from financial activities 3,161 1,799 1,575 1,764 5,238
25. Financial income 21,871 14,419 14,990 14,518 20,330
26. Other operating income 427 37 30 9 409
27. Other operating expenses 237 83 287 412 736
28. Other operating income 190 -46 -256 -403 -327
29. Accounting profit 23,247 40,582 2,060 24,631 -25,415
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 23,247 40,582 2,060 24,631 -25,415
32. Balance guarantee reserve
33. Taxation profit 23,247 40,582 2,060 24,631 -25,415
34. Corporate income tax 4,678 8,116 975 5,294 -4,131
35. Net profits 18,569 32,466 1,085 19,337 -21,284
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 18,569 32,466 1,085 19,337 -21,284
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS