Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 282,595 393,481 371,562 344,252 302,682
2- Premium from reinsurance inward 47,587 31,967 34,040 41,104 50,248
3- Deductions 38,196 123,411 112,324 85,189 61,686
- Premium reinsurance outward 73,877 74,166 76,403 107,291 103,337
- Premium fee deduction 5,975 -3,009 14,042 -12,904 -18,329
- Premium direct insurance refund -41,655 52,254 21,878 -9,199 -23,323
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 16,324 16,428 18,668 16,353 19,343
6. Other income from insurance activities 369 137 60 92 5
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 308,678 318,602 312,006 316,612 310,594
8. Claims settlements of direct insurance 149,019 152,081 112,564 140,293 122,042
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 34,294 35,780 17,562 46,725 34,534
- Recoveries from reinsurance outward 32,643 32,836 17,129 44,981 31,316
- Subrogation recoveries 1,651 2,944 433 3,219
- Recoveries from compensated and damaged goods 1,744
11. Claim settlement expenses over the retention 114,725 116,301 95,002 93,568 87,507
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 49,524 -32,631 11,081 -7,109 30,218
14. Provision for catastrophe reserve charged to the year 2,563 3,513 3,292 2,781 2,496
15. Other operating expenses 113,084 169,085 127,016 165,215 126,908
- Other operating expenses for direct insurance 113,084 169,085 127,016 165,215 126,908
+ Commission 22,192 34,607 35,987 36,186 36,633
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 90,892 134,479 91,030 129,029 90,275
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 279,896 256,268 236,392 254,455 247,129
18. Gross profit from insurance activities 28,782 62,334 75,614 62,157 63,464
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 58,522 61,148 49,405 74,830 52,949
22. Net profit from insurance activities
23. Income from financial activities 19,244 25,032 16,219 16,566 16,282
24. Expenses from financial activities 1,766 3,161 1,799 1,575 1,764
25. Financial income 17,479 21,871 14,419 14,990 14,518
26. Other operating income 562 427 37 30 9
27. Other operating expenses 73 237 83 287 412
28. Other operating income 489 190 -46 -256 -403
29. Accounting profit -11,773 23,247 40,582 2,060 24,631
30. Adjustment increasing/decreasing taxable profit 0 0
31. Profit before tax -11,773 23,247 40,582 2,060 24,631
32. Balance guarantee reserve
33. Taxation profit -11,773 23,247 40,582 2,060 24,631
34. Corporate income tax -2,355 4,678 8,116 975 5,294
35. Net profits -9,419 18,569 32,466 1,085 19,337
36. Minority interests
37. Profit after tax belonging to shareholders of parent company -9,419 18,569 32,466 1,085 19,337
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS