Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 318,471 282,595 393,481 371,562 344,252
2- Premium from reinsurance inward 48,263 47,587 31,967 34,040 41,104
3- Deductions 86,792 38,196 123,411 112,324 85,189
- Premium reinsurance outward 93,552 73,877 74,166 76,403 107,291
- Premium fee deduction 3,908 5,975 -3,009 14,042 -12,904
- Premium direct insurance refund -10,668 -41,655 52,254 21,878 -9,199
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 34,504 16,324 16,428 18,668 16,353
6. Other income from insurance activities 2,627 369 137 60 92
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 317,074 308,678 318,602 312,006 316,612
8. Claims settlements of direct insurance 162,854 149,019 152,081 112,564 140,293
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 55,053 34,294 35,780 17,562 46,725
- Recoveries from reinsurance outward 53,087 32,643 32,836 17,129 44,981
- Subrogation recoveries 1,651 2,944 433
- Recoveries from compensated and damaged goods 1,967 1,744
11. Claim settlement expenses over the retention 107,801 114,725 116,301 95,002 93,568
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -19,584 49,524 -32,631 11,081 -7,109
14. Provision for catastrophe reserve charged to the year 2,732 2,563 3,513 3,292 2,781
15. Other operating expenses 159,746 113,084 169,085 127,016 165,215
- Other operating expenses for direct insurance 159,746 113,084 169,085 127,016 165,215
+ Commission 36,797 22,192 34,607 35,987 36,186
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 122,949 90,892 134,479 91,030 129,029
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 250,695 279,896 256,268 236,392 254,455
18. Gross profit from insurance activities 66,379 28,782 62,334 75,614 62,157
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 71,462 58,522 61,148 49,405 74,830
22. Net profit from insurance activities
23. Income from financial activities 33,378 19,244 25,032 16,219 16,566
24. Expenses from financial activities 1,392 1,766 3,161 1,799 1,575
25. Financial income 31,986 17,479 21,871 14,419 14,990
26. Other operating income 425 562 427 37 30
27. Other operating expenses 142 73 237 83 287
28. Other operating income 283 489 190 -46 -256
29. Accounting profit 27,186 -11,773 23,247 40,582 2,060
30. Adjustment increasing/decreasing taxable profit 0 0 0
31. Profit before tax 27,186 -11,773 23,247 40,582 2,060
32. Balance guarantee reserve
33. Taxation profit 27,186 -11,773 23,247 40,582 2,060
34. Corporate income tax 5,437 -2,355 4,678 8,116 975
35. Net profits 21,749 -9,419 18,569 32,466 1,085
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 21,749 -9,419 18,569 32,466 1,085
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS