|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
30,837,947
|
31,146,415
|
31,730,559
|
30,966,183
|
31,796,073
|
|
- Interest expense and similar expenses paid
|
-21,285,874
|
-19,937,547
|
-16,305,926
|
-16,507,893
|
-16,312,431
|
|
- Cash received from services provided
|
1,855,597
|
1,752,869
|
1,854,119
|
2,029,206
|
1,652,925
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
833,711
|
1,380,930
|
1,206,432
|
128,225
|
777,101
|
|
- Other cash received
|
-46,791
|
-97,376
|
-591,251
|
-182,103
|
-5,938
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,434,359
|
654,357
|
1,468,926
|
3,907,368
|
2,454,720
|
|
- Cash paid to employees and administration actitivities
|
-5,487,010
|
-6,616,466
|
-3,774,505
|
-4,250,534
|
-5,510,789
|
|
- Income tax paid
|
-140,793
|
-3,142,160
|
-1,177,936
|
-1,369,936
|
-377,709
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
8,001,146
|
5,141,022
|
14,410,418
|
14,720,516
|
14,473,952
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-24,222,200
|
7,151,156
|
17,240,246
|
-9,550,712
|
-7,547,063
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-18,945,985
|
17,298,549
|
4,334,532
|
-22,435,631
|
-33,386,369
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
-265,425
|
265,425
|
-350,654
|
350,654
|
|
- Increase/(Decrease) in loans and advances to customers
|
-87,042,508
|
-41,053,021
|
-57,131,818
|
-33,852,033
|
-116,573,278
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-9,009,997
|
-5,046,848
|
-10,551,762
|
-1,771,879
|
-1,336,708
|
|
- Increase/(Decrease) in other operating assets
|
-196,133
|
4,837,965
|
654,035
|
5,684,623
|
2,866,042
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
237,085
|
24,322,958
|
65,717,864
|
-16,397,437
|
58,826,614
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
15,811,511
|
21,194,188
|
-28,107,382
|
1,228,422
|
-22,502,294
|
|
- Increase/(Decrease) in deposits from customers
|
100,575,444
|
16,765,840
|
39,165,485
|
50,060,075
|
89,254,265
|
|
- Increase/(Decrease) in valuapapers issued
|
27,497,107
|
-13,831,737
|
-1,287,114
|
31,568,659
|
19,852,555
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-260,231
|
-36,370
|
31,185
|
-127,816
|
75,172
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
505,540
|
-555,946
|
1,378,025
|
-1,378,025
|
398,121
|
|
- Increase/(Decrease) in other operating liabilities
|
-5,808,831
|
447,525
|
1,883,203
|
-1,264,081
|
-3,123,695
|
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
|
Net cash flows from operating activities
|
7,141,948
|
36,369,856
|
48,002,342
|
16,134,027
|
1,627,968
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-364,386
|
-202,139
|
-223,792
|
-194,221
|
-687,432
|
|
- Proceeds from disposal of fix assets
|
5,014
|
1,108
|
3,861
|
3,461
|
6,726
|
|
- Payment on disposal of fixed assets
|
-1,980
|
-270
|
-1,244
|
-347
|
-780
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
|
- Dividends and interest received
|
17,120
|
212
|
6,844
|
12,414
|
1,069
|
|
Net cash flows from investment activities
|
-344,232
|
-201,089
|
-214,331
|
-178,693
|
-680,417
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
|
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
1,537
|
0
|
0
|
|
Net cash flows from financing activities
|
|
|
1,537
|
0
|
0
|
|
IV. Net cash flows of the year
|
6,797,716
|
36,168,767
|
47,789,548
|
15,955,334
|
947,551
|
|
V. Cash and cash equivalents at the beginning of year
|
265,483,756
|
272,303,607
|
308,509,791
|
356,354,678
|
372,158,367
|
|
VI. Effect of foreign exchange differences
|
22,135
|
37,417
|
55,339
|
-151,645
|
213,638
|
|
VII. Cash and cash equivalents at the end of year
|
272,303,607
|
308,509,791
|
356,354,678
|
372,158,367
|
373,319,556
|
