Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 84,631,892 104,651,153 132,351,895 124,449,608 143,142,328
Interest and similar expenses -42,843,427 -56,721,111 -79,268,791 -62,046,815 -76,689,083
Net interest income 41,788,465 47,930,042 53,083,104 62,402,793 66,453,245
Fee and commission income 9,570,259 11,774,194 12,389,494 12,236,640 12,351,055
Fee and commision expenses -4,618,019 -5,684,769 -5,235,665 -5,530,503 -6,022,104
Net fee and commission income 4,952,240 6,089,425 7,153,829 6,706,137 6,328,951
Net gain from dealing in foreign curriencies and gold 1,812,484 3,570,060 4,248,109 4,190,082 3,120,501
Net gain from trading of trading securities 495,864 -89,931 292,564 92,743 703,793
Net gain from disposal of investment securities 215,222 -36,023 -154,121 -332,706 152,570
Other incomes 4,525,062 7,588,452 7,026,534 10,827,213 11,772,802
Other expenses -1,118,203 -983,876 -1,278,720 -2,368,027 -1,677,440
Net other income 3,406,859 6,604,576 5,747,814 8,459,186 10,095,362
Income from investment in other entities 477,382 512,244 287,268 390,648 440,367
General and administration expenses -17,178,024 -19,303,798 -20,443,364 -22,551,734 -26,550,779
Operating profit before provision for credit losses 35,970,492 45,276,595 50,215,203 59,357,149 60,744,010
Provision for credit losses -18,381,525 -24,163,177 -25,115,141 -27,598,829 -17,298,056
Profit before tax 17,588,967 21,113,418 25,100,062 31,758,320 43,445,954
Business income tax - current -3,408,363 -4,140,908 -4,966,601 -6,283,512 -8,584,577
Business income tax - deferred 38,346 -451 -59 201 -3,935
Business income tax -3,370,017 -4,141,359 -4,966,660 -6,283,311 -8,588,512
Net profit after tax 14,218,950 16,972,059 20,133,402 25,475,009 34,857,442
Benefits of minority shareholader 126,634 64,000 141,169 133,495 266,785
Profit after corporate income taxes 14,092,316 16,908,059 19,992,233 25,341,514 34,590,657
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