Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 10,084,491 12,170,179 14,699,192 13,234,075 15,521,993
Interest and similar expenses -6,560,189 -6,578,208 -10,102,088 -7,310,550 -9,542,308
Net interest income 3,524,302 5,591,971 4,597,104 5,923,525 5,979,685
Fee and commission income 952,613 1,118,987 1,393,614 2,165,867 1,803,607
Fee and commision expenses -519,748 -605,172 -879,314 -1,085,567 -1,563,107
Net fee and commission income 432,865 513,815 514,300 1,080,300 240,500
Net gain from dealing in foreign curriencies and gold 394,214 606,104 485,920 673,796 580,096
Net gain from trading of trading securities 0 31,941
Net gain from disposal of investment securities 99,397 87,550 121,282 -68,479 -27,003
Other incomes 270,604 530,862 930,556 1,079,063 682,795
Other expenses -16,772 -102,896 -95,477 -131,955 -198,093
Net other income 253,832 427,966 835,079 947,108 484,702
Income from investment in other entities 4,739 5,643 1,148 1,385 1,635
General and administration expenses -2,514,159 -3,420,393 -3,140,808 -3,400,146 -4,253,362
Operating profit before provision for credit losses 2,195,190 3,812,656 3,414,025 5,157,489 3,038,194
Provision for credit losses -990,124 -103,590 -694,399 -969,072 -1,526,402
Profit before tax 1,205,066 3,709,066 2,719,626 4,188,417 1,511,792
Business income tax - current -203,673 -763,314 -554,528 -861,791 -374,852
Business income tax - deferred -35,956 1 178 -1
Business income tax -239,629 -763,314 -554,527 -861,613 -374,853
Net profit after tax 965,437 2,945,752 2,165,099 3,326,804 1,136,939
Benefits of minority shareholader 0
Profit after corporate income taxes 965,437 2,945,752 2,165,099 3,326,804 1,136,939
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Basic EPS
Diluted EPS