Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 26,176,210 33,323,404 52,640,577 57,994,845 67,992,416
Interest and similar expenses -12,285,433 -15,311,836 -30,456,603 -27,138,452 -33,246,226
Net interest income 13,890,777 18,011,568 22,183,974 30,856,393 34,746,190
Fee and commission income 2,127,733 3,308,455 2,830,168 3,295,965 5,697,780
Fee and commision expenses -200,295 -351,637 -642,366 -1,879,045 -1,571,404
Net fee and commission income 1,927,438 2,956,818 2,187,802 1,416,920 4,126,376
Net gain from dealing in foreign curriencies and gold 179,248 134,237 564,703 843,813 1,272,182
Net gain from trading of trading securities 100,932 16,986 41,723 68,929 639,460
Net gain from disposal of investment securities 477,213 312,620 1,167,005 68,253 855,910
Other incomes 496,275 588,126 541,644 869,862 1,026,156
Other expenses -313,638 -60,036 -282,491 -163,991 -289,539
Net other income 182,637 528,090 259,153 705,871 736,617
Income from investment in other entities 0 6,785 9,325 68,004 310,473
General and administration expenses -6,382,768 -8,630,709 -9,129,202 -11,975,958 -11,614,455
Operating profit before provision for credit losses 10,375,477 13,336,395 17,284,483 22,052,225 31,072,753
Provision for credit losses -2,305,860 -3,068,339 -4,267,751 -5,321,434 -9,750,955
Profit before tax 8,069,617 10,268,056 13,016,732 16,730,791 21,321,798
Business income tax - current -1,620,180 -2,091,986 -2,724,629 -3,478,665 -4,185,904
Business income tax - deferred 4,062 33,400 43,910 -4,238 -83,190
Business income tax -1,616,118 -2,058,586 -2,680,719 -3,482,903 -4,269,094
Net profit after tax 6,453,499 8,209,470 10,336,013 13,247,888 17,052,704
Benefits of minority shareholader 399,980 459,675 265,115 484,695 549,234
Profit after corporate income taxes 6,053,519 7,749,795 10,070,898 12,763,193 16,503,470
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