Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 20,925,551 25,225,643 32,353,651 34,137,034 39,291,632
Interest and similar expenses -11,908,392 -13,325,674 -21,150,523 -18,743,291 -23,257,395
Net interest income 9,017,159 11,899,969 11,203,128 15,393,743 16,034,237
Fee and commission income 1,113,896 2,096,512 3,905,989 3,594,134 3,510,994
Fee and commision expenses -256,014 -434,650 -340,361 -383,135 -312,373
Net fee and commission income 857,882 1,661,862 3,565,628 3,210,999 3,198,621
Net gain from dealing in foreign curriencies and gold 138,788 10,463 435,099 273,305 347,698
Net gain from trading of trading securities 4,543 30,208 43,021 27,440
Net gain from disposal of investment securities -1,384 342,994 -5,254 -1,462 110,986
Other incomes 199,033 334,327 490,524 1,246,273 2,137,631
Other expenses -165,331 -133,180 -143,372 -308,466 -86,864
Net other income 33,702 201,147 347,152 937,807 2,050,767
Income from investment in other entities 0 53,877 49,344 75,017 111,544
General and administration expenses -5,089,779 -5,306,893 -5,759,872 -5,810,443 -6,190,125
Operating profit before provision for credit losses 4,960,911 8,863,419 9,865,433 14,121,987 15,691,168
Provision for credit losses -1,322,221 -3,173,738 -2,826,040 -1,953,819 -1,422,280
Profit before tax 3,638,690 5,689,681 7,039,393 12,168,168 14,268,888
Business income tax - current -764,771 -1,179,428 -1,467,147 -2,447,268 -2,846,509
Business income tax - deferred 0
Business income tax -764,771 -1,179,428 -1,467,147 -2,447,268 -2,846,509
Net profit after tax 2,873,919 4,510,253 5,572,246 9,720,900 11,422,379
Benefits of minority shareholader 0
Profit after corporate income taxes 2,873,919 4,510,253 5,572,246 9,720,900 11,422,379
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Basic EPS
Diluted EPS