Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 3,936,424 5,203,843 4,678,400 5,017,240 5,414,274
2- Premium from reinsurance inward 37,978 229,294 41,741 46,140 99,019
3- Deductions 1,817,563 2,739,519 2,400,171 2,736,741 2,789,173
- Premium reinsurance outward 1,713,254 2,681,176 2,324,997 2,457,730 2,725,909
- Premium fee deduction -467,713 -585,313 -82,143 -36,907 -21,909
- Premium direct insurance refund 572,022 643,655 157,316 315,918 85,173
- Premium reinsurance inward refund 0
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 509,155 1,072,237 1,264,149 1,299,391 1,341,339
6. Other income from insurance activities 2,690 7,542 9,753 14,795 2,332
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 2,668,684 3,773,397 3,593,872 3,640,825 4,067,791
8. Claims settlements of direct insurance 1,040,888 1,361,568 1,578,481 1,427,445 1,645,609
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 361,856 508,861 638,915 687,577 930,633
- Recoveries from reinsurance outward 361,339 507,737 637,891 685,771 927,272
- Subrogation recoveries 517 716 1,024 1,379 3,362
- Recoveries from compensated and damaged goods 409 428 0
11. Claim settlement expenses over the retention 679,031 852,707 939,565 739,868 714,975
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 69,394 138,967 -105,750 84,515 214,795
14. Provision for catastrophe reserve charged to the year 22,655 27,520 23,951 -86,153 27,874
15. Other operating expenses 1,403,638 2,175,229 2,172,518 2,357,222 2,500,646
- Other operating expenses for direct insurance 1,403,638 2,175,229 2,172,518 2,357,222 2,500,646
+ Commission 262,775 403,342 421,762 380,625 396,295
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 1,140,863 1,771,887 1,750,756 1,976,598 2,104,351
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 2,174,719 3,194,423 3,030,285 3,095,453 3,458,290
18. Gross profit from insurance activities 493,966 578,975 563,587 545,372 609,501
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 445,525 541,891 508,964 543,855 570,408
22. Net profit from insurance activities
23. Income from financial activities 251,030 194,128 293,471 304,820 383,326
24. Expenses from financial activities 20,735 33,350 -901 -1,844 12,112
25. Financial income 230,295 160,778 294,372 306,663 371,214
26. Other operating income 3,058 3,530 3,739 815 2,659
27. Other operating expenses 411 1,233 612 860 4,152
28. Other operating income 2,646 2,297 3,127 -45 -1,492
29. Accounting profit 281,383 200,158 352,122 308,136 408,814
30. Adjustment increasing/decreasing taxable profit 0 0 0
31. Profit before tax 281,383 200,158 352,122 308,136 408,814
32. Balance guarantee reserve
33. Taxation profit 281,383 200,158 352,122 308,136 408,814
34. Corporate income tax 57,006 40,778 71,568 69,640 83,931
35. Net profits 224,376 159,380 280,555 238,497 324,883
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 224,376 159,380 280,555 238,497 324,883
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS