Unit: 1.000.000đ
  Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
1- Premium from direct insurance 1,269,484 1,362,611 1,201,271 1,580,909 1,445,169
2- Premium from reinsurance inward 6,567 38,816 31,469 22,167 36,983
3- Deductions 596,441 776,107 589,824 826,801 746,001
- Premium reinsurance outward 578,897 721,252 623,537 802,223 726,738
- Premium fee deduction 55,059 -19,444 -17,760 -39,765 -53,422
- Premium direct insurance refund -37,516 74,299 -15,953 64,343 72,685
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 311,864 350,324 304,322 374,828 281,474
6. Other income from insurance activities 551 5,398 597 -4,214 486
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 992,025 981,041 947,835 1,146,889 1,018,110
8. Claims settlements of direct insurance 404,866 382,417 431,346 426,980 364,070
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 213,289 191,283 268,986 257,075 189,287
- Recoveries from reinsurance outward 213,287 190,956 268,792 254,237 189,287
- Subrogation recoveries 2 194 2,838
- Recoveries from compensated and damaged goods 328
11. Claim settlement expenses over the retention 191,577 191,133 162,360 169,905 174,783
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -16,367 -8,061 41,667 197,556 -25,441
14. Provision for catastrophe reserve charged to the year 6,972 6,802 6,092 8,009 7,554
15. Other operating expenses 602,649 639,058 567,768 691,171 652,288
- Other operating expenses for direct insurance 602,649 639,058 567,768 691,171 652,288
+ Commission 95,339 110,758 91,807 98,391 103,240
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 507,310 528,300 475,960 592,780 549,049
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 784,830 828,932 777,887 1,066,640 809,184
18. Gross profit from insurance activities 207,195 152,109 169,948 80,249 208,926
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 137,861 139,119 124,086 169,342 145,578
22. Net profit from insurance activities
23. Income from financial activities 59,219 95,946 111,351 116,811 66,636
24. Expenses from financial activities 3,190 2,653 3,028 3,241 1,555
25. Financial income 56,029 93,293 108,322 113,570 65,082
26. Other operating income 323 98 142 2,096 103
27. Other operating expenses 114 471 453 3,113 744
28. Other operating income 209 -373 -311 -1,017 -642
29. Accounting profit 125,572 105,910 153,873 23,460 127,788
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 125,572 105,910 153,873 23,460 127,788
32. Balance guarantee reserve
33. Taxation profit 125,572 105,910 153,873 23,460 127,788
34. Corporate income tax 25,114 21,880 30,775 6,162 25,558
35. Net profits 100,457 84,030 123,099 17,297 102,231
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 100,457 84,030 123,099 17,297 102,231
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS