Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 1,097,849 1,344,366 1,269,484 1,362,611 1,201,271
2- Premium from reinsurance inward 7,188 23,007 6,567 38,816 31,469
3- Deductions 540,821 676,828 596,441 776,107 589,824
- Premium reinsurance outward 482,563 635,251 578,897 721,252 623,537
- Premium fee deduction 5,550 40,758 55,059 -19,444 -17,760
- Premium direct insurance refund 52,709 819 -37,516 74,299 -15,953
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 290,384 355,838 311,864 350,324 304,322
6. Other income from insurance activities 432 5,120 551 5,398 597
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 855,031 1,051,505 992,025 981,041 947,835
8. Claims settlements of direct insurance 319,227 427,942 404,866 382,417 431,346
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 142,751 209,836 213,289 191,283 268,986
- Recoveries from reinsurance outward 142,712 208,604 213,287 190,956 268,792
- Subrogation recoveries 39 1,232 2 194
- Recoveries from compensated and damaged goods 328
11. Claim settlement expenses over the retention 176,476 218,106 191,577 191,133 162,360
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 79,037 23,455 -16,367 -8,061 41,667
14. Provision for catastrophe reserve charged to the year 6,225 -104,888 6,972 6,802 6,092
15. Other operating expenses 510,974 718,721 602,649 639,058 567,768
- Other operating expenses for direct insurance 510,974 718,721 602,649 639,058 567,768
+ Commission 87,503 111,978 95,339 110,758 91,807
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 423,470 606,743 507,310 528,300 475,960
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 772,711 855,394 784,830 828,932 777,887
18. Gross profit from insurance activities 82,319 196,111 207,195 152,109 169,948
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 127,781 167,684 137,861 139,119 124,086
22. Net profit from insurance activities
23. Income from financial activities 78,045 75,375 59,219 95,946 111,351
24. Expenses from financial activities 1,855 3,302 3,190 2,653 3,028
25. Financial income 76,190 72,073 56,029 93,293 108,322
26. Other operating income 163 298 323 98 142
27. Other operating expenses 57 42 114 471 453
28. Other operating income 106 255 209 -373 -311
29. Accounting profit 30,834 100,755 125,572 105,910 153,873
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 30,834 100,755 125,572 105,910 153,873
32. Balance guarantee reserve
33. Taxation profit 30,834 100,755 125,572 105,910 153,873
34. Corporate income tax 6,167 20,505 25,114 21,880 30,775
35. Net profits 24,667 80,250 100,457 84,030 123,099
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 24,667 80,250 100,457 84,030 123,099
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS