Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 1,272,942 1,097,849 1,344,366 1,269,484 1,362,611
2- Premium from reinsurance inward 11,581 7,188 23,007 6,567 38,816
3- Deductions 747,103 540,821 676,828 596,441 776,107
- Premium reinsurance outward 710,396 482,563 635,251 578,897 721,252
- Premium fee deduction -43,230 5,550 40,758 55,059 -19,444
- Premium direct insurance refund 79,937 52,709 819 -37,516 74,299
- Premium reinsurance inward refund 0
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 339,663 290,384 355,838 311,864 350,324
6. Other income from insurance activities 8,360 432 5,120 551 5,398
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 885,444 855,031 1,051,505 992,025 981,041
8. Claims settlements of direct insurance 352,564 319,227 427,942 404,866 382,417
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 182,920 142,751 209,836 213,289 191,283
- Recoveries from reinsurance outward 182,492 142,712 208,604 213,287 190,956
- Subrogation recoveries 39 1,232 2
- Recoveries from compensated and damaged goods 428 328
11. Claim settlement expenses over the retention 169,644 176,476 218,106 191,577 191,133
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 115 79,037 23,455 -16,367 -8,061
14. Provision for catastrophe reserve charged to the year 5,741 6,225 -104,888 6,972 6,802
15. Other operating expenses 585,825 510,974 718,721 602,649 639,058
- Other operating expenses for direct insurance 585,825 510,974 718,721 602,649 639,058
+ Commission 88,324 87,503 111,978 95,339 110,758
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 497,500 423,470 606,743 507,310 528,300
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 761,325 772,711 855,394 784,830 828,932
18. Gross profit from insurance activities 124,120 82,319 196,111 207,195 152,109
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 120,930 127,781 167,684 137,861 139,119
22. Net profit from insurance activities
23. Income from financial activities 66,693 78,045 75,375 59,219 95,946
24. Expenses from financial activities -10,523 1,855 3,302 3,190 2,653
25. Financial income 77,215 76,190 72,073 56,029 93,293
26. Other operating income 152 163 298 323 98
27. Other operating expenses 269 57 42 114 471
28. Other operating income -117 106 255 209 -373
29. Accounting profit 80,288 30,834 100,755 125,572 105,910
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 80,288 30,834 100,755 125,572 105,910
32. Balance guarantee reserve
33. Taxation profit 80,288 30,834 100,755 125,572 105,910
34. Corporate income tax 23,716 6,167 20,505 25,114 21,880
35. Net profits 56,572 24,667 80,250 100,457 84,030
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 56,572 24,667 80,250 100,457 84,030
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS