Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 1,344,366 1,269,484 1,362,611 1,201,271 1,580,909
2- Premium from reinsurance inward 23,007 6,567 38,816 31,469 22,167
3- Deductions 676,828 596,441 776,107 589,824 826,801
- Premium reinsurance outward 635,251 578,897 721,252 623,537 802,223
- Premium fee deduction 40,758 55,059 -19,444 -17,760 -39,765
- Premium direct insurance refund 819 -37,516 74,299 -15,953 64,343
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 355,838 311,864 350,324 304,322 374,828
6. Other income from insurance activities 5,120 551 5,398 597 -4,214
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,051,505 992,025 981,041 947,835 1,146,889
8. Claims settlements of direct insurance 427,942 404,866 382,417 431,346 426,980
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 209,836 213,289 191,283 268,986 257,075
- Recoveries from reinsurance outward 208,604 213,287 190,956 268,792 254,237
- Subrogation recoveries 1,232 2 194 2,838
- Recoveries from compensated and damaged goods 328
11. Claim settlement expenses over the retention 218,106 191,577 191,133 162,360 169,905
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 23,455 -16,367 -8,061 41,667 197,556
14. Provision for catastrophe reserve charged to the year -104,888 6,972 6,802 6,092 8,009
15. Other operating expenses 718,721 602,649 639,058 567,768 691,171
- Other operating expenses for direct insurance 718,721 602,649 639,058 567,768 691,171
+ Commission 111,978 95,339 110,758 91,807 98,391
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 606,743 507,310 528,300 475,960 592,780
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 855,394 784,830 828,932 777,887 1,066,640
18. Gross profit from insurance activities 196,111 207,195 152,109 169,948 80,249
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 167,684 137,861 139,119 124,086 169,342
22. Net profit from insurance activities
23. Income from financial activities 75,375 59,219 95,946 111,351 116,811
24. Expenses from financial activities 3,302 3,190 2,653 3,028 3,241
25. Financial income 72,073 56,029 93,293 108,322 113,570
26. Other operating income 298 323 98 142 2,096
27. Other operating expenses 42 114 471 453 3,113
28. Other operating income 255 209 -373 -311 -1,017
29. Accounting profit 100,755 125,572 105,910 153,873 23,460
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 100,755 125,572 105,910 153,873 23,460
32. Balance guarantee reserve
33. Taxation profit 100,755 125,572 105,910 153,873 23,460
34. Corporate income tax 20,505 25,114 21,880 30,775 6,162
35. Net profits 80,250 100,457 84,030 123,099 17,297
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 80,250 100,457 84,030 123,099 17,297
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS