|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
1,148,489
|
1,330,564
|
1,439,918
|
1,293,688
|
1,231,315
|
|
II. Balances with the State Bank of Vietnam
|
13,632,932
|
16,581,946
|
20,075,908
|
18,127,525
|
13,719,544
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
36,809,783
|
35,711,110
|
66,810,798
|
113,074,565
|
155,203,142
|
|
1. Cash and gold deposits at other credit institutions
|
36,519,898
|
35,421,225
|
66,320,913
|
112,784,680
|
154,153,863
|
|
2. Loans to other credit istitutions
|
289,885
|
289,885
|
489,885
|
289,885
|
1,049,279
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
|
|
|
1. Trading securities
|
|
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
|
|
VI. Derivatives and other financial assets
|
|
21,787
|
26,589
|
27,498
|
21,781
|
|
VII. Loans and advances to customers
|
165,672,890
|
175,538,745
|
190,329,454
|
195,579,949
|
195,333,034
|
|
1. Loans and advances to customers
|
167,737,997
|
177,843,907
|
192,466,320
|
198,073,074
|
197,607,593
|
|
2. Provision for losses on loans and advances to customers
|
-2,065,107
|
-2,305,162
|
-2,136,866
|
-2,493,125
|
-2,274,559
|
|
VIII. Investment securities
|
20,841,857
|
25,602,919
|
27,043,883
|
34,427,189
|
40,071,858
|
|
1. Available - for - sales securities
|
10,289,877
|
15,106,494
|
18,206,070
|
25,594,969
|
31,230,837
|
|
2. Held - to - maturity securities
|
10,566,774
|
10,511,219
|
8,852,607
|
8,847,014
|
8,841,421
|
|
3. Provision for diminution in value of investment securities
|
-14,794
|
-14,794
|
-14,794
|
-14,794
|
-400
|
|
IX. Investment in other entities and long-term investments
|
142,759
|
142,759
|
142,759
|
142,759
|
120,805
|
|
1. Investment in subsidiaries
|
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
224,011
|
224,011
|
224,011
|
224,011
|
224,011
|
|
5. Provision for diminution in value of long-term investment
|
-81,252
|
-81,252
|
-81,252
|
-81,252
|
-103,206
|
|
X. Fixed assets
|
2,188,108
|
2,170,339
|
2,187,359
|
2,222,833
|
2,369,533
|
|
1. Tangible fixed assets
|
1,528,846
|
1,519,170
|
1,546,103
|
1,582,803
|
1,740,142
|
|
- Cost
|
2,307,181
|
2,340,486
|
2,416,955
|
2,511,377
|
2,718,189
|
|
- Accumulated depreciation
|
-778,335
|
-821,316
|
-870,852
|
-928,574
|
-978,047
|
|
2. Leased assets
|
79,745
|
74,133
|
66,906
|
60,419
|
53,618
|
|
- Cost
|
159,317
|
160,210
|
151,794
|
139,774
|
128,832
|
|
- Accumulated depreciation
|
-79,572
|
-86,077
|
-84,888
|
-79,355
|
-75,214
|
|
3. Intangible fixed assets
|
579,517
|
577,036
|
574,350
|
579,611
|
575,773
|
|
- Cost
|
755,607
|
756,727
|
757,723
|
766,902
|
766,902
|
|
- Accumulated depreciation
|
-176,090
|
-179,691
|
-183,373
|
-187,291
|
-191,129
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
30,439
|
21,554
|
21,554
|
|
|
|
- Cost
|
30,439
|
21,554
|
21,554
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
4,661,726
|
5,129,302
|
6,719,861
|
12,192,614
|
10,262,310
|
|
1. Receivables
|
919,497
|
635,275
|
1,903,957
|
5,260,808
|
1,809,341
|
|
2. Interests and fee receivables
|
3,001,116
|
3,712,329
|
4,007,817
|
6,072,280
|
6,986,810
|
|
3. Deferred income tax assets
|
|
|
|
|
|
|
4. Other assets
|
780,289
|
820,874
|
847,263
|
898,702
|
1,500,834
|
|
- In which: Good will
|
|
|
|
|
|
|
5. Provision for losses on other assets
|
-39,176
|
-39,176
|
-39,176
|
-39,176
|
-34,675
|
|
TOTAL ASSETS
|
245,128,983
|
262,251,025
|
314,798,083
|
377,088,620
|
418,333,322
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
2,577,611
|
942,283
|
1,760,708
|
14,390,082
|
18,028,593
|
|
II. Deposits and borrowings from other credit institutions
|
39,196,315
|
32,134,931
|
60,840,397
|
109,111,639
|
157,154,091
|
|
1. Deposits form other credit institutions
|
37,715,294
|
31,442,880
|
59,890,893
|
107,632,250
|
154,419,063
|
|
2. Borrowings form other credit institutions
|
1,481,021
|
692,051
|
949,504
|
1,479,389
|
2,735,028
|
|
III. Depostis from customers
|
158,334,003
|
176,385,625
|
196,932,046
|
193,656,070
|
177,810,693
|
|
IV. Derivatives and other debts
|
6,768
|
|
|
|
|
|
V. Funds received from Government, international and other institutions
|
1,076,174
|
1,425,989
|
1,861,566
|
2,363,493
|
2,412,358
|
|
VI. Certificate of deposits
|
20,006,940
|
26,752,270
|
26,350,770
|
25,696,460
|
33,308,090
|
|
VII. Other liabilities
|
4,642,639
|
4,396,296
|
5,812,780
|
9,603,566
|
6,188,730
|
|
1. Intersest and fee payables
|
3,395,608
|
3,631,870
|
4,029,657
|
4,581,858
|
4,675,054
|
|
2. Deferred income tax payables
|
0
|
|
0
|
|
|
|
3. Other payables
|
1,247,031
|
764,426
|
1,783,123
|
5,021,708
|
1,513,676
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
19,288,533
|
20,213,631
|
21,239,816
|
22,267,310
|
23,430,767
|
|
1. Capital
|
13,725,604
|
13,725,604
|
13,725,604
|
17,156,963
|
17,156,963
|
|
- Paid-up capital
|
13,725,506
|
13,725,506
|
13,725,506
|
17,156,865
|
17,156,865
|
|
- Construction capital
|
10
|
10
|
10
|
10
|
10
|
|
- Share capital surplus
|
63
|
63
|
63
|
63
|
63
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
0
|
|
|
|
- Other equity resources
|
25
|
25
|
25
|
25
|
25
|
|
2. Reserves
|
2,174,392
|
2,181,607
|
2,181,606
|
1,783,567
|
2,578,191
|
|
3. Foreign exchange differences
|
|
-11,022
|
-19,508
|
-23,364
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
3,388,537
|
4,317,442
|
5,352,114
|
3,350,144
|
3,695,613
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
245,128,983
|
262,251,025
|
314,798,083
|
377,088,620
|
418,333,322
|
