|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
10,887,119
|
13,060,357
|
19,982,045
|
16,460,416
|
18,387,579
|
|
- Interest expense and similar expenses paid
|
-6,813,229
|
-7,093,872
|
-11,539,747
|
-10,346,973
|
-12,492,186
|
|
- Cash received from services provided
|
206,006
|
272,823
|
537,866
|
581,694
|
595,557
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
342,059
|
183,325
|
45,593
|
122,507
|
270,087
|
|
- Other cash received
|
-8,595
|
-9,627
|
-165,114
|
-41,391
|
-36,710
|
|
- Cash received from absolved debts which were covered by risk provisions
|
15,726
|
310,599
|
496,895
|
465,822
|
2,092,776
|
|
- Cash paid to employees and administration actitivities
|
-1,936,004
|
-2,885,597
|
-3,826,059
|
-3,363,965
|
-3,838,821
|
|
- Income tax paid
|
-411,221
|
-449,979
|
-501,892
|
-950,901
|
-799,233
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
2,281,861
|
3,388,029
|
5,029,587
|
2,927,209
|
4,179,049
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
9,344
|
-455,261
|
-1,104,739
|
1,500,000
|
-759,394
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-2,871,493
|
-2,670,605
|
352,279
|
3,230,971
|
-19,215,607
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
-104,949
|
65,494
|
39,455
|
-21,781
|
|
- Increase/(Decrease) in loans and advances to customers
|
-9,997,712
|
-17,252,100
|
-20,238,361
|
-26,299,556
|
-30,525,077
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-97,723
|
-539,551
|
-1,023,708
|
-3,944
|
-2,227,987
|
|
- Increase/(Decrease) in other operating assets
|
36,465
|
-1,031,860
|
1,034,357
|
71,868
|
-488,147
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-258
|
-384
|
-267
|
2,577,266
|
15,450,982
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-3,469,599
|
5,694,501
|
2,677,578
|
15,195,082
|
117,909,612
|
|
- Increase/(Decrease) in deposits from customers
|
17,065,357
|
9,673,947
|
20,435,610
|
12,905,058
|
19,476,690
|
|
- Increase/(Decrease) in valuapapers issued
|
3,402,790
|
2,023,560
|
6,075,205
|
1,548,072
|
13,301,150
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-7,744
|
486,607
|
115,235
|
9,709
|
1,336,184
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-2,459
|
-3,112
|
0
|
6,768
|
-6,768
|
|
- Increase/(Decrease) in other operating liabilities
|
344,548
|
1,036,281
|
-894,055
|
-308,806
|
137,515
|
|
- Cash paid from funds of credit institution
|
0
|
|
|
|
|
|
Net cash flows from operating activities
|
6,693,377
|
245,103
|
12,524,215
|
13,399,152
|
118,546,421
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
|
|
|
|
- Purchase of fixed assets
|
-96,896
|
-633,183
|
-581,238
|
-669,877
|
-782,310
|
|
- Proceeds from disposal of fix assets
|
1,155
|
1,688
|
1,191
|
1,191
|
1,640
|
|
- Payment on disposal of fixed assets
|
0
|
|
|
7,527
|
|
|
- Purchase of investment properties
|
0
|
|
|
0
|
|
|
- Proceeds from disposal of investment properties
|
18,621
|
|
|
0
|
35,589
|
|
- Payment on disposal of investment properties
|
0
|
|
|
|
|
|
- Investment in other entities
|
-10,520
|
|
|
-142,197
|
|
|
- Proceeds from disinvestment in other entities
|
0
|
140,800
|
|
3,506
|
|
|
- Dividends and interest received
|
151
|
32
|
38
|
22
|
2,222
|
|
Net cash flows from investment activities
|
-87,489
|
-490,663
|
-580,009
|
-799,828
|
-742,859
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
2,830,960
|
|
499,648
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Dividends paid
|
-540
|
-222
|
-226
|
-86
|
-159
|
|
- Purchase treasury shares
|
0
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
|
|
|
|
|
Net cash flows from financing activities
|
-540
|
2,830,738
|
-226
|
499,562
|
-159
|
|
IV. Net cash flows of the year
|
6,605,348
|
2,585,178
|
11,943,980
|
13,098,886
|
117,803,403
|
|
V. Cash and cash equivalents at the beginning of year
|
17,067,927
|
23,673,275
|
26,258,453
|
38,202,433
|
51,301,319
|
|
VI. Effect of foreign exchange differences
|
0
|
|
0
|
0
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
23,673,275
|
26,258,453
|
38,202,433
|
51,301,319
|
169,104,722
|
