|
I. Cash flows from operating activities
|
|
|
|
- Cash received from interst income and similar income
|
6,745,324
|
24,069,690
|
|
- Interest expense and similar expenses paid
|
-9,199,863
|
-13,268,198
|
|
- Cash received from services provided
|
221,194
|
355,969
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
971,309
|
445,825
|
|
- Other cash received
|
-52,439
|
4,464,720
|
|
- Cash received from absolved debts which were covered by risk provisions
|
8,534
|
2,710,805
|
|
- Cash paid to employees and administration actitivities
|
-2,193,879
|
-4,461,013
|
|
- Income tax paid
|
-2,114
|
-15,611
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
-3,501,934
|
14,302,187
|
|
1. Changes in operating assets
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
551,393
|
-3,122,634
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-10,596,289
|
-14,610,265
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
116,423
|
|
- Increase/(Decrease) in loans and advances to customers
|
-5,763,811
|
-36,764,222
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-113,940
|
-4,922,175
|
|
- Increase/(Decrease) in other operating assets
|
4,116,785
|
-3,417,576
|
|
2. Changes in operating liabilities
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-24,392
|
4,538,429
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-18,228,598
|
-136,305
|
|
- Increase/(Decrease) in deposits from customers
|
31,394,470
|
31,447,403
|
|
- Increase/(Decrease) in valuapapers issued
|
192,141
|
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-41
|
-35
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-52,791
|
|
|
- Increase/(Decrease) in other operating liabilities
|
373,196
|
485,450
|
|
- Cash paid from funds of credit institution
|
-1,352
|
-23,332
|
|
Net cash flows from operating activities
|
-1,655,163
|
-12,106,652
|
|
II. Cash flows from investment activities
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
- Purchase of fixed assets
|
-97,291
|
-280,082
|
|
- Proceeds from disposal of fix assets
|
1,540
|
809
|
|
- Payment on disposal of fixed assets
|
-402
|
-121
|
|
- Purchase of investment properties
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
- Investment in other entities
|
-21,889
|
10,000
|
|
- Proceeds from disinvestment in other entities
|
|
62,978
|
|
- Dividends and interest received
|
81,469
|
|
|
Net cash flows from investment activities
|
-36,573
|
-206,416
|
|
III. Cash flows from financing activities
|
|
|
|
- Proceeds from share issuances
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
3,967,556
|
108,130
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
-874,825
|
-59,142
|
|
- Dividends paid
|
|
|
|
- Purchase treasury shares
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
Net cash flows from financing activities
|
3,092,731
|
48,988
|
|
IV. Net cash flows of the year
|
1,400,995
|
-12,264,080
|
|
V. Cash and cash equivalents at the beginning of year
|
20,044,893
|
41,640,072
|
|
VI. Effect of foreign exchange differences
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
21,445,888
|
29,375,992
|
