|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
3,811,596
|
9,865,611
|
9,418,579
|
2,473,997
|
4,248,505
|
|
- Interest expense and similar expenses paid
|
-4,126,927
|
-2,576,842
|
-4,686,206
|
-3,376,188
|
-3,837,445
|
|
- Cash received from services provided
|
61,313
|
102,271
|
134,940
|
120,129
|
123,058
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
124,174
|
378,541
|
188,432
|
384,224
|
122,298
|
|
- Other cash received
|
267,005
|
3,964,370
|
178,079
|
72,190
|
-146,845
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,528,791
|
392,701
|
756,188
|
43,016
|
16,228
|
|
- Cash paid to employees and administration actitivities
|
-863,948
|
-960,832
|
-1,942,360
|
-1,450,200
|
-1,129,632
|
|
- Income tax paid
|
-2,537
|
-5,975
|
-3,757
|
-261,011
|
-5,540
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
799,467
|
11,159,845
|
4,043,895
|
-1,993,843
|
-609,373
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-163,142
|
-70,009
|
-3,302,364
|
-778,576
|
-633,252
|
|
- Increase/(Decrease) in trading securities and securities investment
|
838,852
|
-7,380,605
|
-2,561,370
|
-6,005,529
|
5,762,566
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
200,791
|
|
-59,704
|
59,703
|
-57,679
|
|
- Increase/(Decrease) in loans and advances to customers
|
-15,726,881
|
-628,396
|
-19,249,064
|
-3,857,764
|
-6,888,485
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,200,358
|
-2,519,970
|
-943,231
|
|
14,098
|
|
- Increase/(Decrease) in other operating assets
|
1,367,027
|
-4,892,108
|
332,687
|
5,381,688
|
319,117
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-3,106,332
|
5,474,381
|
-4,180,871
|
4,692,286
|
758,235
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-408,888
|
-3,334,281
|
-3,055,765
|
6,226,682
|
4,430,973
|
|
- Increase/(Decrease) in deposits from customers
|
8,794,600
|
2,155,671
|
17,295,958
|
2,255,571
|
-3,706,046
|
|
- Increase/(Decrease) in valuapapers issued
|
8
|
42
|
-19,974
|
20,000
|
-19,899
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
1
|
-41
|
-1
|
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
37,778
|
10,614
|
-48,392
|
52,568
|
-52,568
|
|
- Increase/(Decrease) in other operating liabilities
|
2,011,246
|
-954,010
|
201,607
|
-878,316
|
17,344
|
|
- Cash paid from funds of credit institution
|
-786
|
-70
|
|
-60
|
-9,471
|
|
Net cash flows from operating activities
|
-6,556,617
|
-978,937
|
-11,546,589
|
5,174,410
|
-674,440
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-136,781
|
-65,413
|
-53,612
|
-69,636
|
-16,212
|
|
- Proceeds from disposal of fix assets
|
43
|
2
|
764
|
290
|
1,732
|
|
- Payment on disposal of fixed assets
|
-53
|
|
-68
|
-26
|
-960
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
60,266
|
-60,266
|
|
- Proceeds from disinvestment in other entities
|
10,000
|
|
|
|
60,266
|
|
- Dividends and interest received
|
1,271
|
127
|
19,363
|
36,236
|
1,596
|
|
Net cash flows from investment activities
|
-125,520
|
-65,284
|
-33,553
|
27,130
|
-13,844
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
61,695
|
19,230
|
8,440
|
7,010
|
112,782
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
-14,056
|
-5,010
|
-5,700
|
-1,410
|
-600
|
|
- Dividends paid
|
|
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
47,639
|
14,220
|
2,740
|
5,600
|
112,182
|
|
IV. Net cash flows of the year
|
-6,634,498
|
-1,030,001
|
-11,577,402
|
5,207,140
|
-576,102
|
|
V. Cash and cash equivalents at the beginning of year
|
48,617,893
|
41,983,395
|
40,953,394
|
29,375,992
|
34,583,132
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
41,983,395
|
40,953,394
|
29,375,992
|
34,583,132
|
34,007,030
|
