|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
229,343
|
217,344
|
233,994
|
222,551
|
224,524
|
|
II. Balances with the State Bank of Vietnam
|
1,601,718
|
1,173,174
|
610,265
|
815,660
|
2,197,457
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
14,270,357
|
18,543,460
|
18,490,374
|
20,405,102
|
23,801,965
|
|
1. Cash and gold deposits at other credit institutions
|
14,270,357
|
18,543,460
|
18,490,374
|
20,405,102
|
23,801,965
|
|
2. Loans to other credit istitutions
|
|
|
|
|
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
|
|
|
1. Trading securities
|
|
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
|
|
VI. Derivatives and other financial assets
|
1,161
|
|
10,566
|
2,073
|
1,948
|
|
VII. Loans and advances to customers
|
34,981,959
|
34,855,723
|
36,341,595
|
36,475,430
|
41,006,837
|
|
1. Loans and advances to customers
|
35,335,012
|
35,185,604
|
36,702,517
|
36,894,115
|
41,436,482
|
|
2. Provision for losses on loans and advances to customers
|
-353,053
|
-329,881
|
-360,922
|
-418,685
|
-429,645
|
|
VIII. Investment securities
|
2,932,810
|
2,618,640
|
2,597,130
|
2,455,315
|
4,250,897
|
|
1. Available - for - sales securities
|
2,225,648
|
1,951,103
|
1,899,109
|
1,447,270
|
1,937,014
|
|
2. Held - to - maturity securities
|
949,273
|
949,273
|
984,692
|
1,339,483
|
2,739,483
|
|
3. Provision for diminution in value of investment securities
|
-242,111
|
-281,736
|
-286,671
|
-331,438
|
-425,600
|
|
IX. Investment in other entities and long-term investments
|
23,236
|
488
|
488
|
488
|
295,313
|
|
1. Investment in subsidiaries
|
|
529
|
|
0
|
|
|
2. Investment in joint-ventures
|
|
-41
|
|
0
|
|
|
3. Investment in associate cmpanies
|
|
|
|
0
|
|
|
4. Other long-term investment
|
23,277
|
|
529
|
529
|
295,354
|
|
5. Provision for diminution in value of long-term investment
|
-41
|
|
-41
|
-41
|
-41
|
|
X. Fixed assets
|
277,365
|
266,231
|
257,916
|
249,600
|
248,219
|
|
1. Tangible fixed assets
|
223,498
|
215,177
|
208,640
|
200,902
|
200,251
|
|
- Cost
|
478,524
|
478,661
|
481,040
|
481,238
|
488,264
|
|
- Accumulated depreciation
|
-255,026
|
-263,484
|
-272,400
|
-280,336
|
-288,013
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
53,867
|
51,054
|
49,276
|
48,698
|
47,968
|
|
- Cost
|
121,902
|
121,632
|
122,682
|
125,009
|
127,440
|
|
- Accumulated depreciation
|
-68,035
|
-70,578
|
-73,406
|
-76,311
|
-79,472
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
1,177,482
|
1,088,731
|
1,172,795
|
1,178,080
|
1,183,343
|
|
1. Receivables
|
528,992
|
423,878
|
483,359
|
496,392
|
643,257
|
|
2. Interests and fee receivables
|
574,646
|
582,969
|
613,668
|
625,618
|
468,766
|
|
3. Deferred income tax assets
|
|
|
|
|
|
|
4. Other assets
|
112,325
|
120,365
|
114,249
|
114,551
|
129,801
|
|
- In which: Good will
|
|
|
|
|
|
|
5. Provision for losses on other assets
|
-38,481
|
-38,481
|
-38,481
|
-58,481
|
-58,481
|
|
TOTAL ASSETS
|
55,495,431
|
58,763,791
|
59,715,123
|
61,804,299
|
73,210,503
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
|
|
95,396
|
|
419,069
|
|
II. Deposits and borrowings from other credit institutions
|
13,568,062
|
15,350,104
|
15,857,116
|
17,801,065
|
20,660,560
|
|
1. Deposits form other credit institutions
|
13,568,062
|
15,350,104
|
15,857,116
|
17,801,065
|
20,660,560
|
|
2. Borrowings form other credit institutions
|
|
|
|
|
|
|
III. Depostis from customers
|
35,729,811
|
37,244,014
|
37,391,706
|
38,098,844
|
43,325,745
|
|
IV. Derivatives and other debts
|
|
30,471
|
|
|
|
|
V. Funds received from Government, international and other institutions
|
|
|
|
|
|
|
VI. Certificate of deposits
|
500,000
|
500,000
|
500,000
|
|
2,280,000
|
|
VII. Other liabilities
|
830,023
|
682,556
|
830,753
|
802,617
|
1,362,183
|
|
1. Intersest and fee payables
|
706,228
|
575,572
|
627,280
|
622,569
|
791,219
|
|
2. Deferred income tax payables
|
|
|
|
|
|
|
3. Other payables
|
123,795
|
106,984
|
203,473
|
180,048
|
570,964
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
4,867,535
|
4,956,646
|
5,040,152
|
5,101,773
|
5,162,946
|
|
1. Capital
|
3,000,000
|
4,200,000
|
4,200,000
|
4,200,000
|
4,200,000
|
|
- Paid-up capital
|
3,000,000
|
4,200,000
|
4,200,000
|
4,200,000
|
4,200,000
|
|
- Construction capital
|
|
|
|
|
0
|
|
- Share capital surplus
|
|
|
|
|
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
378,272
|
|
320,256
|
320,256
|
320,256
|
|
3. Foreign exchange differences
|
|
278,272
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
1,489,263
|
478,374
|
519,896
|
581,517
|
642,690
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
55,495,431
|
58,763,791
|
59,715,123
|
61,804,299
|
73,210,503
|
