Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 1,199,818 1,113,807 1,097,046 1,177,375 1,230,665
2- Premium from reinsurance inward 13,188 72,383 40,675 87,730 29,854
3- Deductions 429,779 405,840 308,295 556,824 427,255
- Premium reinsurance outward 420,036 394,958 401,914 495,425 416,279
- Premium fee deduction -29,443 -8,264 -72,626 -14,783 24,018
- Premium direct insurance refund 39,186 19,146 -20,994 76,182 -13,042
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 78,091 75,155 81,005 86,885 88,145
6. Other income from insurance activities 40,147 38,801 26,532 39,397 52,123
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 901,464 894,305 936,963 834,562 973,532
8. Claims settlements of direct insurance 525,089 425,671 470,952 544,251 668,994
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 168,805 79,398 101,065 139,553 284,493
- Recoveries from reinsurance outward 168,805 79,388 101,065 139,553 284,493
- Subrogation recoveries
- Recoveries from compensated and damaged goods 10
11. Claim settlement expenses over the retention 356,284 346,273 369,887 404,698 384,501
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 19,670 -29,063 -17,212 99,370
14. Provision for catastrophe reserve charged to the year 7,930 7,912 7,358 -5,853 -5,173
15. Other operating expenses 348,490 327,128 279,851 290,470 330,929
- Other operating expenses for direct insurance 348,490 327,128 279,851 290,470 330,929
+ Commission 58,822 68,352 60,225 74,189 70,565
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 289,668 258,776 219,626 216,281 260,364
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 732,374 652,250 666,793 672,102 809,626
18. Gross profit from insurance activities 169,090 242,055 270,170 162,460 163,906
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 148,915 185,873 192,602 152,943 137,662
22. Net profit from insurance activities
23. Income from financial activities 33,933 26,057 32,495 38,205 39,040
24. Expenses from financial activities 10,259 7,763 4,602 8,402 8,981
25. Financial income 23,674 18,294 27,894 29,804 30,059
26. Other operating income 6,055 17,539 4,743 8,416 6,294
27. Other operating expenses 1,314 2,088 1,105 1,523 1,715
28. Other operating income 4,741 15,452 3,638 6,892 4,579
29. Accounting profit 48,591 89,927 109,100 46,213 60,882
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 48,591 89,927 109,100 46,213 60,882
32. Balance guarantee reserve
33. Taxation profit 48,591 89,927 109,100 46,213 60,882
34. Corporate income tax 11,081 18,642 21,700 8,272 11,959
35. Net profits 37,510 71,285 87,400 37,941 48,922
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 37,510 71,285 87,400 37,941 48,922
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS