Unit: 1.000.000đ
  Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
1- Premium from direct insurance 1,177,375 1,230,665 1,261,249 1,364,111 1,355,065
2- Premium from reinsurance inward 87,730 29,854 73,209 62,351 87,673
3- Deductions 556,824 427,255 473,964 619,478 577,945
- Premium reinsurance outward 495,425 416,279 453,503 518,994 531,578
- Premium fee deduction -14,783 24,018 -17,908 -5,603 -42,988
- Premium direct insurance refund 76,182 -13,042 38,370 106,087 89,354
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 86,885 88,145 93,317 156,730 109,708
6. Other income from insurance activities 39,397 52,123 42,154 46,954 54,082
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 834,562 973,532 995,966 1,010,668 1,028,583
8. Claims settlements of direct insurance 544,251 668,994 529,564 597,739 571,467
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 139,553 284,493 196,702 200,205 200,247
- Recoveries from reinsurance outward 139,553 284,493 196,702 200,191 200,247
- Subrogation recoveries 14
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 404,698 384,501 332,862 397,534 371,220
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -17,212 99,370 73,309 -23,440 24,969
14. Provision for catastrophe reserve charged to the year -5,853 -5,173 8,810 9,075 9,112
15. Other operating expenses 290,470 330,929 338,614 380,398 413,632
- Other operating expenses for direct insurance 290,470 330,929 338,614 380,398 413,632
+ Commission 74,189 70,565 74,776 78,013 79,896
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 216,281 260,364 263,838 302,385 333,736
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 672,102 809,626 753,595 763,567 818,932
18. Gross profit from insurance activities 162,460 163,906 242,371 247,101 209,650
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 152,943 137,662 185,735 166,255 204,927
22. Net profit from insurance activities
23. Income from financial activities 38,205 39,040 43,572 41,800 58,772
24. Expenses from financial activities 8,402 8,981 7,554 7,268 11,755
25. Financial income 29,804 30,059 36,018 34,532 47,017
26. Other operating income 8,416 6,294 4,986 4,984 4,804
27. Other operating expenses 1,523 1,715 1,189 1,448 1,275
28. Other operating income 6,892 4,579 3,797 3,535 3,529
29. Accounting profit 46,213 60,882 96,450 118,913 55,271
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 46,213 60,882 96,450 118,913 55,271
32. Balance guarantee reserve
33. Taxation profit 46,213 60,882 96,450 118,913 55,271
34. Corporate income tax 8,272 11,959 19,317 23,903 10,890
35. Net profits 37,941 48,922 77,134 95,010 44,381
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 37,941 48,922 77,134 95,010 44,381
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS