Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 0 0 0 0
2- Premium from reinsurance inward 1,630,119 2,444,144 2,457,313 2,483,361 3,107,032
3- Deductions 1,020,305 1,518,595 1,328,811 1,381,069 1,685,962
- Premium reinsurance outward 972,717 1,251,571 1,397,651 1,248,145 1,494,286
- Premium fee deduction -12,019 -123,843 -114,884 81,398 -139,594
- Premium direct insurance refund 59,608 390,867 46,044 51,526 331,270
- Premium reinsurance inward refund 0
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 0
5. Commission from reinsurance outward 222,434 246,079 245,055 226,896 251,527
6. Other income from insurance activities 18,734 27,800 34,137 32,377 36,164
- Income from reinsurance inward
- Income from reinsurance outward
- Other income 12,197 5,190
7. Net revenues of insurance activities 850,982 1,199,428 1,407,694 1,361,566 1,708,761
8. Claims settlements of direct insurance 576,596 937,437 890,049 640,373 383,007
9. Claims settlements of insurance inward 248,930 0 0 193,120 752,228
10. Deduction to the claim settlement expenses 625,948 560,436 464,017 526,928 718,053
- Recoveries from reinsurance outward 625,948 560,436 464,017 526,928 718,053
- Subrogation recoveries
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 199,578 377,001 426,032 306,566 417,182
12. Decrease of catastrophes reserve 0 0
13. Increase/decrease of claim reserve 48,079 29,246 74,861 274,810 270,698
14. Provision for catastrophe reserve charged to the year 19,722 35,777 31,790 -47,944 48,382
15. Other operating expenses 487,530 676,303 771,753 758,317 854,125
- Other operating expenses for direct insurance 487,530 676,303 771,753 758,317 854,125
+ Commission 412,574 588,279 671,125 651,116 749,048
+ Damage survey 0
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 74,956 88,024 100,629 107,201 105,077
- Other operating expenses for reinsurance inward 0
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 754,908 1,118,327 1,304,436 1,291,749 1,590,388
18. Gross profit from insurance activities 96,073 81,102 103,258 69,816 118,373
19. Increase/decrease profit from unrealised foreign exchange 0
20. Selling expenses 0
21. Administration expenses 38,774 35,631 40,905 46,663 41,458
22. Net profit from insurance activities 0
23. Income from financial activities 152,485 183,582 253,417 274,713 295,806
24. Expenses from financial activities 27,603 38,771 58,935 57,096 74,529
25. Financial income 124,882 144,811 194,481 217,617 221,277
26. Other operating income 440 0
27. Other operating expenses 47 718 571 544
28. Other operating income 393 -718 -571 -544
29. Accounting profit 182,574 190,281 256,116 240,200 297,647
30. Adjustment increasing/decreasing taxable profit 0 0
31. Profit before tax 182,574 190,281 256,116 240,200 297,647
32. Balance guarantee reserve
33. Taxation profit 182,574 190,281 256,116 240,200 297,647
34. Corporate income tax 36,852 37,500 54,113 50,132 61,409
35. Net profits 145,722 152,781 202,003 190,068 236,238
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 145,722 152,781 202,003 190,068 236,238
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS