Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 0
2- Premium from reinsurance inward 471,775 799,554 776,857 739,954 790,667
3- Deductions 276,076 406,567 382,127 423,158 474,110
- Premium reinsurance outward 237,074 373,746 349,793 376,341 394,405
- Premium fee deduction 90,560 -20,626 -26,620 -30,903 -61,445
- Premium direct insurance refund -51,558 53,446 58,953 77,720 141,150
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 47,777 57,216 63,247 62,389 68,676
6. Other income from insurance activities 3,431 10,248 5,190 3,847 16,878
- Income from reinsurance inward
- Income from reinsurance outward
- Other income 5,190
7. Net revenues of insurance activities 246,908 460,452 463,166 383,032 402,111
8. Claims settlements of direct insurance 383,007 184,954
9. Claims settlements of insurance inward 193,120 211,983 355,291
10. Deduction to the claim settlement expenses 121,308 272,418 143,620 72,431 229,584
- Recoveries from reinsurance outward 121,308 272,418 143,620 72,431 229,584
- Subrogation recoveries
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 71,812 110,589 68,363 112,524 125,707
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 87,348 87,484 110,003 42,038 31,173
14. Provision for catastrophe reserve charged to the year -77,959 12,774 12,812 10,908 11,888
15. Other operating expenses 148,780 215,293 245,983 177,224 215,626
- Other operating expenses for direct insurance 148,780 215,293 245,983 177,224 215,626
+ Commission 126,764 191,649 224,784 152,865 179,749
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 22,016 23,643 21,199 24,358 35,877
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 229,981 426,140 437,161 342,694 384,393
18. Gross profit from insurance activities 16,927 34,312 26,005 40,338 17,718
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 15,069 11,880 7,355 10,921 11,303
22. Net profit from insurance activities
23. Income from financial activities 103,140 58,007 67,518 107,642 62,639
24. Expenses from financial activities 16,128 16,315 23,291 20,945 13,978
25. Financial income 87,011 41,692 44,227 86,697 48,661
26. Other operating income
27. Other operating expenses 63 109 410 26
28. Other operating income -63 -109 -410 -26
29. Accounting profit 88,807 64,124 62,768 115,704 55,051
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 88,807 64,124 62,768 115,704 55,051
32. Balance guarantee reserve
33. Taxation profit 88,807 64,124 62,768 115,704 55,051
34. Corporate income tax 17,934 12,738 12,185 24,492 11,924
35. Net profits 70,873 51,386 50,584 91,212 43,127
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 70,873 51,386 50,584 91,212 43,127
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS