Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
1- Premium from direct insurance 831,597 981,959 1,140,167 1,075,578 1,022,999
2- Premium from reinsurance inward 17,921 17,297 7,245 12,981 11,716
3- Deductions 180,761 223,165 328,995 326,626 363,225
- Premium reinsurance outward 237,145 261,839 271,791 243,055 330,278
- Premium fee deduction 29,713 -27,791 38,904 18,251 -44,166
- Premium direct insurance refund -86,097 -10,883 18,299 65,320 77,114
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 61,092 56,494 71,571 50,776 34,467
6. Other income from insurance activities 29,346 12,940 9,349 67,712 14,526
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 759,196 845,524 899,336 880,421 720,483
8. Claims settlements of direct insurance 564,660 506,449 429,446 535,168 625,156
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 270,951 151,216 111,922 207,200 197,904
- Recoveries from reinsurance outward 261,665 129,120 110,708 199,650 165,096
- Subrogation recoveries 22,096 1,213 7,550 32,808
- Recoveries from compensated and damaged goods 9,286
11. Claim settlement expenses over the retention 293,709 355,232 317,525 327,968 427,252
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 137,485 -32,696 -2,507 42,708 -47,730
14. Provision for catastrophe reserve charged to the year 6,140 7,374 8,756 8,455 7,044
15. Other operating expenses 266,499 356,431 539,232 408,496 292,286
- Other operating expenses for direct insurance 266,499 356,431 539,232 408,496 292,286
+ Commission 93,304 106,664 106,534 102,664 62,872
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 173,195 249,767 432,698 305,833 229,415
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 10,516 523 44 770 130
17. Total direct operating expenses 703,834 686,342 863,006 787,628 678,852
18. Gross profit from insurance activities 55,362 159,182 36,330 92,793 41,631
19. Increase/decrease profit from unrealised foreign exchange 2,079 1,511 1,029 1,129 1,029
20. Selling expenses 2 3
21. Administration expenses 35,859 112,813 25,707 31,200 44,768
22. Net profit from insurance activities
23. Income from financial activities 66,842 83,530 77,360 26,411 90,249
24. Expenses from financial activities 7,211 49,071 6,634 5,541 9,030
25. Financial income 59,631 34,459 70,726 20,870 81,219
26. Other operating income 5,298 2,634 505 332 324
27. Other operating expenses 4,114 2,834 310 1,714 133
28. Other operating income 1,183 -200 195 -1,382 190
29. Accounting profit 92,912 82,660 82,614 82,979 79,431
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 92,912 82,660 82,614 82,979 79,431
32. Balance guarantee reserve
33. Taxation profit 92,912 82,660 82,614 82,979 79,431
34. Corporate income tax 17,935 23,367 16,114 17,035 15,860
35. Net profits 74,977 59,293 66,500 65,944 63,571
36. Minority interests 30 -184 48 2
37. Profit after tax belonging to shareholders of parent company 74,947 59,477 66,452 65,942 63,571
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS