Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
1- Premium from direct insurance 1,158,195 1,113,831 965,804 919,811 1,018,898
2- Premium from reinsurance inward 28,893 12,467 25,709 21,421 23,275
3- Deductions 178,780 164,800 201,093 187,206 222,305
- Premium reinsurance outward 385,853 299,504 388,205 276,087 213,954
- Premium fee deduction 1,492 87,309 23,353 33,571 78,390
- Premium direct insurance refund -208,564 -222,012 -210,464 -122,453 -70,039
- Premium reinsurance inward refund 0
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 92,185 96,396 104,932 87,214 71,842
6. Other income from insurance activities 45,668 28,874 101,516 32,777 42,147
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,146,161 1,086,769 996,869 874,018 933,857
8. Claims settlements of direct insurance 694,580 511,609 609,229 494,583 531,047
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 192,785 380,198 -82,735 163,705 113,707
- Recoveries from reinsurance outward 186,869 378,564 -84,780 149,570 106,226
- Subrogation recoveries 5,916 2,045 14,135 7,481
- Recoveries from compensated and damaged goods 0 1,634
11. Claim settlement expenses over the retention 501,794 131,411 691,964 330,878 417,340
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 63,201 50,874 -177,429 82,721 115,426
14. Provision for catastrophe reserve charged to the year 8,012 8,268 6,033 6,652 8,282
15. Other operating expenses 428,082 884,774 252,558 431,194 214,474
- Other operating expenses for direct insurance 428,082 884,774 252,558 431,194 214,474
+ Commission 157,045 121,857 131,638 116,160 123,353
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 271,036 762,917 120,920 315,034 91,121
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 518 1,929 609 561 -621
17. Total direct operating expenses 1,001,089 1,075,327 773,126 851,445 755,522
18. Gross profit from insurance activities 145,072 11,442 223,743 22,573 178,336
19. Increase/decrease profit from unrealised foreign exchange 1,091 312 249 238 259
20. Selling expenses
21. Administration expenses 76,155 21,417 49,122 30,728 99,498
22. Net profit from insurance activities 513
23. Income from financial activities 117,987 93,722 5,143 69,617 45,250
24. Expenses from financial activities 33,071 2,751 9,569 6,167 37,238
25. Financial income 84,916 90,971 -4,426 63,450 8,013
26. Other operating income 4,876 2,079 2,496 3,412 4,161
27. Other operating expenses 1,454 131 437 1,151 1,219
28. Other operating income 3,422 1,948 2,059 2,261 2,941
29. Accounting profit 159,377 85,185 173,113 58,355 89,429
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 159,377 85,185 173,113 58,355 89,429
32. Balance guarantee reserve
33. Taxation profit 159,377 85,185 173,113 58,355 89,429
34. Corporate income tax 31,559 16,738 34,813 11,933 18,506
35. Net profits 127,817 68,447 138,300 46,422 70,923
36. Minority interests 111 -21 21 68
37. Profit after tax belonging to shareholders of parent company 127,707 68,469 138,300 46,401 70,855
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS