Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 1,018,898 1,058,338 891,774 831,597 981,959
2- Premium from reinsurance inward 23,275 25,095 24,076 17,921 17,297
3- Deductions 222,305 295,495 272,489 180,761 223,165
- Premium reinsurance outward 213,954 357,046 257,559 237,145 261,839
- Premium fee deduction 78,390 -21,933 56,873 29,713 -27,791
- Premium direct insurance refund -70,039 -39,618 -41,943 -86,097 -10,883
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 71,842 71,216 81,079 61,092 56,494
6. Other income from insurance activities 42,147 4,026 73,340 29,346 12,940
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 933,857 863,179 797,781 759,196 845,524
8. Claims settlements of direct insurance 531,047 447,389 464,115 564,660 506,449
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 113,707 126,225 121,036 270,951 151,216
- Recoveries from reinsurance outward 106,226 115,887 122,470 261,665 129,120
- Subrogation recoveries 7,481 22,096
- Recoveries from compensated and damaged goods 10,338 -1,435 9,286
11. Claim settlement expenses over the retention 417,340 321,164 343,079 293,709 355,232
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 115,426 -197,516 -91,895 137,485 -32,696
14. Provision for catastrophe reserve charged to the year 8,282 7,264 6,583 6,140 7,374
15. Other operating expenses 214,474 681,655 406,446 266,499 356,431
- Other operating expenses for direct insurance 214,474 681,655 406,446 266,499 356,431
+ Commission 123,353 112,803 102,164 93,304 106,664
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 91,121 568,852 304,282 173,195 249,767
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others 0
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax -621 -41 10,516 523
17. Total direct operating expenses 755,522 812,568 664,213 703,834 686,342
18. Gross profit from insurance activities 178,336 50,612 133,568 55,362 159,182
19. Increase/decrease profit from unrealised foreign exchange 259 6,262 2,852 2,079 1,511
20. Selling expenses 2
21. Administration expenses 99,498 24,137 33,414 35,859 112,813
22. Net profit from insurance activities
23. Income from financial activities 45,250 82,820 50,925 66,842 83,530
24. Expenses from financial activities 37,238 27,195 48,218 7,211 49,071
25. Financial income 8,013 55,625 2,707 59,631 34,459
26. Other operating income 4,161 575 7,052 5,298 2,634
27. Other operating expenses 1,219 2,393 2,377 4,114 2,834
28. Other operating income 2,941 -1,818 4,676 1,183 -200
29. Accounting profit 89,429 86,504 110,388 92,912 82,660
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 89,429 86,504 110,388 92,912 82,660
32. Balance guarantee reserve
33. Taxation profit 89,429 86,504 110,388 92,912 82,660
34. Corporate income tax 18,506 16,606 21,439 17,935 23,367
35. Net profits 70,923 69,898 88,949 74,977 59,293
36. Minority interests 68 98 42 30 -184
37. Profit after tax belonging to shareholders of parent company 70,855 69,800 88,907 74,947 59,477
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS