Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
1- Premium from direct insurance 1,113,831 965,804 919,811 1,018,898 1,058,338
2- Premium from reinsurance inward 12,467 25,709 21,421 23,275 25,095
3- Deductions 164,800 201,093 187,206 222,305 295,495
- Premium reinsurance outward 299,504 388,205 276,087 213,954 357,046
- Premium fee deduction 87,309 23,353 33,571 78,390 -21,933
- Premium direct insurance refund -222,012 -210,464 -122,453 -70,039 -39,618
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 96,396 104,932 87,214 71,842 71,216
6. Other income from insurance activities 28,874 101,516 32,777 42,147 4,026
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,086,769 996,869 874,018 933,857 863,179
8. Claims settlements of direct insurance 511,609 609,229 494,583 531,047 447,389
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 380,198 -82,735 163,705 113,707 126,225
- Recoveries from reinsurance outward 378,564 -84,780 149,570 106,226 115,887
- Subrogation recoveries 2,045 14,135 7,481
- Recoveries from compensated and damaged goods 1,634 10,338
11. Claim settlement expenses over the retention 131,411 691,964 330,878 417,340 321,164
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 50,874 -177,429 82,721 115,426 -197,516
14. Provision for catastrophe reserve charged to the year 8,268 6,033 6,652 8,282 7,264
15. Other operating expenses 884,774 252,558 431,194 214,474 681,655
- Other operating expenses for direct insurance 884,774 252,558 431,194 214,474 681,655
+ Commission 121,857 131,638 116,160 123,353 112,803
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 762,917 120,920 315,034 91,121 568,852
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others 0
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 1,929 609 561 -621 -41
17. Total direct operating expenses 1,075,327 773,126 851,445 755,522 812,568
18. Gross profit from insurance activities 11,442 223,743 22,573 178,336 50,612
19. Increase/decrease profit from unrealised foreign exchange 312 249 238 259 6,262
20. Selling expenses
21. Administration expenses 21,417 49,122 30,728 99,498 24,137
22. Net profit from insurance activities
23. Income from financial activities 93,722 5,143 69,617 45,250 82,820
24. Expenses from financial activities 2,751 9,569 6,167 37,238 27,195
25. Financial income 90,971 -4,426 63,450 8,013 55,625
26. Other operating income 2,079 2,496 3,412 4,161 575
27. Other operating expenses 131 437 1,151 1,219 2,393
28. Other operating income 1,948 2,059 2,261 2,941 -1,818
29. Accounting profit 85,185 173,113 58,355 89,429 86,504
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 85,185 173,113 58,355 89,429 86,504
32. Balance guarantee reserve
33. Taxation profit 85,185 173,113 58,355 89,429 86,504
34. Corporate income tax 16,738 34,813 11,933 18,506 16,606
35. Net profits 68,447 138,300 46,422 70,923 69,898
36. Minority interests -21 21 68 98
37. Profit after tax belonging to shareholders of parent company 68,469 138,300 46,401 70,855 69,800
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS