Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 965,804 919,811 1,018,898 1,058,338 891,774
2- Premium from reinsurance inward 25,709 21,421 23,275 25,095 24,076
3- Deductions 201,093 187,206 222,305 295,495 272,489
- Premium reinsurance outward 388,205 276,087 213,954 357,046 257,559
- Premium fee deduction 23,353 33,571 78,390 -21,933 56,873
- Premium direct insurance refund -210,464 -122,453 -70,039 -39,618 -41,943
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 104,932 87,214 71,842 71,216 81,079
6. Other income from insurance activities 101,516 32,777 42,147 4,026 73,340
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 996,869 874,018 933,857 863,179 797,781
8. Claims settlements of direct insurance 609,229 494,583 531,047 447,389 464,115
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses -82,735 163,705 113,707 126,225 121,036
- Recoveries from reinsurance outward -84,780 149,570 106,226 115,887 122,470
- Subrogation recoveries 2,045 14,135 7,481
- Recoveries from compensated and damaged goods 10,338 -1,435
11. Claim settlement expenses over the retention 691,964 330,878 417,340 321,164 343,079
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -177,429 82,721 115,426 -197,516 -91,895
14. Provision for catastrophe reserve charged to the year 6,033 6,652 8,282 7,264 6,583
15. Other operating expenses 252,558 431,194 214,474 681,655 406,446
- Other operating expenses for direct insurance 252,558 431,194 214,474 681,655 406,446
+ Commission 131,638 116,160 123,353 112,803 102,164
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 120,920 315,034 91,121 568,852 304,282
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others 0
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 609 561 -621 -41
17. Total direct operating expenses 773,126 851,445 755,522 812,568 664,213
18. Gross profit from insurance activities 223,743 22,573 178,336 50,612 133,568
19. Increase/decrease profit from unrealised foreign exchange 249 238 259 6,262 2,852
20. Selling expenses
21. Administration expenses 49,122 30,728 99,498 24,137 33,414
22. Net profit from insurance activities
23. Income from financial activities 5,143 69,617 45,250 82,820 50,925
24. Expenses from financial activities 9,569 6,167 37,238 27,195 48,218
25. Financial income -4,426 63,450 8,013 55,625 2,707
26. Other operating income 2,496 3,412 4,161 575 7,052
27. Other operating expenses 437 1,151 1,219 2,393 2,377
28. Other operating income 2,059 2,261 2,941 -1,818 4,676
29. Accounting profit 173,113 58,355 89,429 86,504 110,388
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 173,113 58,355 89,429 86,504 110,388
32. Balance guarantee reserve
33. Taxation profit 173,113 58,355 89,429 86,504 110,388
34. Corporate income tax 34,813 11,933 18,506 16,606 21,439
35. Net profits 138,300 46,422 70,923 69,898 88,949
36. Minority interests 21 68 98 42
37. Profit after tax belonging to shareholders of parent company 138,300 46,401 70,855 69,800 88,907
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS