Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 5,836,200 6,265,962 5,076,713 4,016,113 3,757,886
2- Premium from reinsurance inward 108,719 104,456 114,203 82,872 84,389
3- Deductions 1,802,964 1,993,102 1,014,317 773,530 967,424
- Premium reinsurance outward 1,733,552 1,675,365 1,611,114 1,176,864 1,110,642
- Premium fee deduction -171,278 52,941 56,119 223,029 38,430
- Premium direct insurance refund 240,690 264,796 -652,916 -626,362 -181,648
- Premium reinsurance inward refund 0 0
- Other deductions 0
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 0
5. Commission from reinsurance outward 586,417 542,541 447,333 360,297 272,047
6. Other income from insurance activities 235,330 233,110 254,410 205,315 112,554
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 4,963,702 5,152,967 4,878,342 3,891,067 3,259,452
8. Claims settlements of direct insurance 2,167,860 2,930,580 2,939,866 2,146,442 1,982,614
9. Claims settlements of insurance inward 0 0
10. Deduction to the claim settlement expenses 528,859 726,798 753,180 574,876 669,429
- Recoveries from reinsurance outward 515,151 697,502 722,096 549,580 629,143
- Subrogation recoveries 5,151 15,703 31,084 21,616 22,096
- Recoveries from compensated and damaged goods 8,557 13,593 0 3,680 18,189
11. Claim settlement expenses over the retention 1,639,001 2,203,782 2,186,687 1,571,567 1,313,185
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 110,241 56,298 1,944 71,630 -184,622
14. Provision for catastrophe reserve charged to the year 42,114 46,951 35,798 29,221 27,316
15. Other operating expenses 2,419,384 3,057,373 2,344,225 1,783,189 1,691,369
- Other operating expenses for direct insurance 2,419,384 3,057,373 2,344,225 1,783,189 1,691,369
+ Commission 658,481 658,151 618,821 493,198 414,589
+ Damage survey 0
+ Claims expenses on third parties 0
+ Handling compensated goods (100%) 0
+ Valuation expenses of insurance contracts 0
+ Expenses to prevent, limit risk and loss 0
+ Others 1,760,903 2,399,222 1,725,405 1,289,992 1,276,780
- Other operating expenses for reinsurance inward 0
+ Commission expenses for reinsurance inward 0
+ Others 0 0
- Expenses for reinsurance outward 0
- Other direct expenses 0
16. Provision for foreign tax -355 2,301 590 2,404 11,729
17. Total direct operating expenses 4,210,740 5,364,403 4,568,654 3,455,608 2,847,248
18. Gross profit from insurance activities 752,963 -211,436 309,688 435,459 412,204
19. Increase/decrease profit from unrealised foreign exchange 19,168 4,246 1,754 1,058 12,704
20. Selling expenses 0 2
21. Administration expenses 583,548 252,864 207,386 199,820 209,195
22. Net profit from insurance activities 0 513
23. Income from financial activities 190,575 160,768 271,718 213,733 278,172
24. Expenses from financial activities 46,018 56,768 66,341 56,434 138,709
25. Financial income 144,558 104,000 205,377 157,299 139,463
26. Other operating income 3,994 7,757 11,320 12,149 13,235
27. Other operating expenses 464 5,074 3,232 2,939 9,394
28. Other operating income 3,531 2,683 8,087 9,210 3,841
29. Accounting profit 336,316 -351,070 318,622 405,611 370,745
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 336,316 -351,070 318,622 405,611 370,745
32. Balance guarantee reserve 0 0
33. Taxation profit 336,316 -351,070 318,622 405,611 370,745
34. Corporate income tax 67,436 1,198 66,500 81,608 79,198
35. Net profits 268,880 -352,268 252,122 324,003 291,546
36. Minority interests 115 18 87 80 -6
37. Profit after tax belonging to shareholders of parent company 268,764 -352,286 252,035 323,923 291,553
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS